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dapel_7

dapel_7
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  • Harry's Plan: Buy, Hold, And Collect [View article]
    It doesn't make sense.

    If the price is 100 and the dividend is 5% you get $5
    If the price goes down to 50, with a dividend of 5% you get $2.5, and you would actually need a 10% dividend to still receive $5
    How safe does that sound? What pay rise are you talking about?

    The ultimate amount of the dividend is a derivative of the price of the stock.

    Your thoughts?
    Jul 14, 2015. 01:00 PM | Likes Like |Link to Comment
  • Why I Like High-Yield ETFs And ETNs [View article]
    Unfortunately your numbers are not realistic and the charts do no reflect reality.
    This is because you pay taxes, unqualified, on morl's "dividends"

    An ETF with static price and dividend of 30% is not equivalent to a 30% long term capital appreciation, so I am not sure how you calculate total return.

    Your thoughts?
    Jul 14, 2015. 12:52 PM | 1 Like Like |Link to Comment
  • The Only Reason To Buy A Mutual Fund [View article]
    When I try to reproduce your chart for that same period, mine shows practically the same performance for both dbltx and agg.

    http://tinyurl.com/nsj... (unadjusted for dividends)

    The only apparent difference between your and my chart is your use of total return vs mine of price alone.
    Perhaps the most interesting point here is the compounding effect of reinvested dividend.

    But most people pay about 30% taxes over dividends, right? So the second take home message is, the adjusted chart performance does not accurately reflect the real performance in a taxable account.

    Any thoughts?
    May 29, 2015. 10:56 AM | Likes Like |Link to Comment
  • Gold Stocks Recovering Despite Lackluster Gold Action [View article]
    CFETrader
    I like your charts!!
    Do you have a public stockcharts page?
    May 25, 2015. 10:43 AM | Likes Like |Link to Comment
  • The Asset Allocation Within Your Asset Allocation [View article]
    Great article and good food for thought.

    Here are some ideas and feel free to correct me if I am wrong.
    When the US market goes up the emerging markets can go up or down. When the US market goes down the emerging markets typically go down. And I believe the same goes for developed markets outside the US.

    With respect to agg, not only junk bonds but all corporates suffer in corrections. Obviously the AAA less than the others. The only thing that is not correlated to stocks is government debt.
    May 25, 2015. 10:08 AM | Likes Like |Link to Comment
  • Schwab Intelligent Portfolios: Intelligent Investing Or Marketing Hype? [View article]
    How did you get to the 0.83% cost per annum??

    http://bit.ly/1pB5cEz

    I see with favorable eyes that they are not charging a management fee unlike betterment and wealthfront
    Mar 18, 2015. 11:42 PM | Likes Like |Link to Comment
  • Better Returns From Vanguard Funds With Dynamic Asset Allocation [View article]
    Curve fitting? The system may not work so well in the future.
    Nonetheless the concept of rotation of assets to the up trending markets makes sense.
    Mar 16, 2015. 05:52 PM | Likes Like |Link to Comment
  • Gary Gordon Positions For 2014: Sticking With ETFs Capable Of Handling Deflationary Scares [View article]
    Thanks Gary for your response.
    I believe that when the bonds mature, it is the principal without any premium or discount that is returned to the investor. In theory there wouldn't be any premium or discount at the time it matures.
    So if an investor would buy BSJH now that has gone up 7% already, he will be returned only the principal that is the current price minus the 7% in 2017.
    BSJH works the same as any bond with a maturation date, right?
    Jan 2, 2014. 05:09 PM | 1 Like Like |Link to Comment
  • Gary Gordon Positions For 2014: Sticking With ETFs Capable Of Handling Deflationary Scares [View article]
    Gary,
    There is something I don't understand about the bond ladder idea.
    When they bonds are expired in 2017 or 2018, what principal amount is returned to the investors? That has never been clear from reading the prospect, at least to me. So you may invest 100, get a divident of 4% for a few years, then in 2018 they may tell you they give back to you 80. Any thoughts??
    Jan 2, 2014. 01:51 PM | 2 Likes Like |Link to Comment
  • Contemplating Market Vectors Vietnam ETF: What I Learned From Sir John Templeton [View article]
    I like your value and contrarian approach
    Apr 21, 2013. 11:37 AM | Likes Like |Link to Comment
  • The Money Masters: Argentina Vs. Australia [View article]
    The cutures of both countries, and politics, internal and external are quite different. Argentina politicians have a quasi-Venezuelan understanding of the world, sadly. There is practically no convertibility between dollars and pesos, and real estate can not be sold in dollars, and the values of real estate there are completely devaluated. I would agree that investing in tourism is the right approach though. If there are changes in the political scen, with a new political party taking over power, then yes, Argentina might be the place to be in Latin America, because of the several years of lack of development during this current administration, it will need to catch up.
    Apr 21, 2013. 11:35 AM | Likes Like |Link to Comment
  • A New Permanent Portfolio For The 21st Century [View article]
    I like your post, also that you answer to all comments even if there are contrarian to your own views.
    My view of your recommendation is that in a major risk off period it will suffer considerably (e.g. repeat of 2008).
    Any thoughts about that?
    Thanks!
    Apr 1, 2013. 10:39 PM | Likes Like |Link to Comment
  • Against The Grain: A 100% Bond Portfolio With Negative Correlation To A Broad Bond Market ETF [View article]
    You are quite smart.
    Thank you for sharing.
    Apr 1, 2013. 10:15 PM | Likes Like |Link to Comment
  • Allocating Within The All-Weather 4 ETF Portfolio [View article]
    Excellent work, I admire how nicely you write, and easily explain a myriad of complicated economic dynamics. Evidently you have been thinking about this for a while at least, and I must admit, it makes a lot of sense.

    A couple of questions:

    Currencies other than the US dollar and commodities, real estate, and stocks with pricing power may protect in times of inflation, as an alternative to TIPs. In a way, inflation is devaluation of the dollar.
    Any thoughts about this?

    How do practically time the rebalancing and allocations, because that is actually the difficult part, if it not done mechanically. And doing out automatically it does not make all the sense of the world because while we would be buy low and selling high (the different class of assets) dollar averaging losers it is not a best practice either.

    Thanks!
    Daniel
    Mar 31, 2013. 10:34 PM | Likes Like |Link to Comment
  • The Truth About Warren Buffett And 'Forever Investing' [View article]
    This is a great post, very informative.
    Dec 25, 2011. 01:05 PM | 3 Likes Like |Link to Comment
COMMENTS STATS
19 Comments
7 Likes