Living Off Dividends's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/90066/comments http://seekingalpha.com/article/159833-money-supply-the-myth-of-hyperinflation?source=feed#comment-662014 662014 Fri, 04 Sep 2009 12:45:24 -0400 http://seekingalpha.com/article/154206-cash-for-clunkers-another-inane-economic-policy?source=feed#comment-618466 618466 livingoffdividends.com.../]]> Thu, 06 Aug 2009 14:55:28 -0400 livingoffdividends.com.../]]> http://seekingalpha.com/article/128336-the-dollar-s-tipping-point?source=feed#comment-444250 444250 Sun, 29 Mar 2009 14:14:25 -0400 http://seekingalpha.com/article/127880-book-review-mobs-messiahs-and-markets?source=feed#comment-443835 443835 Sun, 29 Mar 2009 05:19:50 -0400 http://seekingalpha.com/article/93053-how-to-explain-fiat-currency-to-silverbugs?source=feed#comment-241350 241350 Fri, 29 Aug 2008 00:49:00 -0400 http://seekingalpha.com/article/66725-gold-and-the-dollar-value-is-in-the-eye-of-the-beholder?source=feed#comment-121063 121063
I've been discussing similar topics on my blog, but unfortunately I don't have the clarity of vision that you do!

are you hiring ;-)]]> Sun, 02 Mar 2008 09:06:13 -0500
I've been discussing similar topics on my blog, but unfortunately I don't have the clarity of vision that you do!

are you hiring ;-)]]> http://seekingalpha.com/article/66652-miami-condo-vultures-a-fool-s-game?source=feed#comment-121058 121058
Historically, Miami has always gotten overbuilt with greedy speculators(who mistakenly believe that they're investors) left holding the bag. Florida has seen this cyclical trend since the 1920's.

What was that about history repeating itself?]]> Sun, 02 Mar 2008 08:59:46 -0500
Historically, Miami has always gotten overbuilt with greedy speculators(who mistakenly believe that they're investors) left holding the bag. Florida has seen this cyclical trend since the 1920's.

What was that about history repeating itself?]]> http://seekingalpha.com/article/66735-how-to-solve-the-housing-crisis?source=feed#comment-121051 121051
I believe we have something similar in the investment visa. Based on that, I'd suggest a modification of your proposal. We give them a new class visa and if they successfully maintain their house for 5 years, THEN we give them a green card.

Otherwise, people will just borrow the money from a rich relative keep the house until they get their green card, and then sell the house (or at least try too!)]]> Sun, 02 Mar 2008 08:52:27 -0500
I believe we have something similar in the investment visa. Based on that, I'd suggest a modification of your proposal. We give them a new class visa and if they successfully maintain their house for 5 years, THEN we give them a green card.

Otherwise, people will just borrow the money from a rich relative keep the house until they get their green card, and then sell the house (or at least try too!)]]> http://seekingalpha.com/article/65812-a-look-at-the-phillips-curve?source=feed#comment-118577 118577 Mon, 25 Feb 2008 00:35:12 -0500 http://seekingalpha.com/article/65791-shorting-the-homebuilders-as-their-stocks-surge?source=feed#comment-118575 118575
Thats the stupidest thing I ever heard in a long time. It sounds suspiciously similar to Ben Bernanke's motto. If low interest rates caused the severe asset inflation and the bubble, then low interest rates will fix it!!!!!!

Regarding the reader who thought that US homes prices are cheaper than many parts of europe and therefore are not likely to decline further; that's wrong too.
Europe has much higher population density than the US. Easy liquidity is causing UK investors to speculate in the UK and in Spain. This has started to dry up and prices will fall there eventually as well.

Someone mentioned reversion to the mean. That's correct, home prices in the US will revert to the mean. This mean is about 3-4 times the average annual salary for an area. Right now its about 5 times in many places. It'll probably decline to the lower end end of the value spectrum before rebounding to fair value.

No offense to Islandcreek, but many of the financial planners are clueless. they're nothing but glorified insurance agents pushing annuities because of the high commission and tail. That being said, one of my close friends is a planner is very good and incredibly successful. I don't know you so I can't say which camp you fall into, but being an FP doesn't automatically assign you extra credibility, in my opinion.]]> Mon, 25 Feb 2008 00:34:04 -0500
Thats the stupidest thing I ever heard in a long time. It sounds suspiciously similar to Ben Bernanke's motto. If low interest rates caused the severe asset inflation and the bubble, then low interest rates will fix it!!!!!!

Regarding the reader who thought that US homes prices are cheaper than many parts of europe and therefore are not likely to decline further; that's wrong too.
Europe has much higher population density than the US. Easy liquidity is causing UK investors to speculate in the UK and in Spain. This has started to dry up and prices will fall there eventually as well.

Someone mentioned reversion to the mean. That's correct, home prices in the US will revert to the mean. This mean is about 3-4 times the average annual salary for an area. Right now its about 5 times in many places. It'll probably decline to the lower end end of the value spectrum before rebounding to fair value.

No offense to Islandcreek, but many of the financial planners are clueless. they're nothing but glorified insurance agents pushing annuities because of the high commission and tail. That being said, one of my close friends is a planner is very good and incredibly successful. I don't know you so I can't say which camp you fall into, but being an FP doesn't automatically assign you extra credibility, in my opinion.]]> http://seekingalpha.com/article/65809-house-price-momentum-the-good-news?source=feed#comment-118572 118572
Just because prices are sticky at the higher end doesn't make them immune from falling. when the financial institutions start laying off people, you should see a drop in prices.

Even Jim Rogers sold his manhattan pad. He doesn't need the money, its just overpriced and as a value investor, he doesn't see the value.

I heard similar arguments about San Diego Prices 2 years ago. Its a lifestyle city, people will always move there, best climate in the US, job diversity, etc. But prices have still fallen 25-30%.

Real estate trends are long and difficult to change. ]]> Mon, 25 Feb 2008 00:17:57 -0500
Just because prices are sticky at the higher end doesn't make them immune from falling. when the financial institutions start laying off people, you should see a drop in prices.

Even Jim Rogers sold his manhattan pad. He doesn't need the money, its just overpriced and as a value investor, he doesn't see the value.

I heard similar arguments about San Diego Prices 2 years ago. Its a lifestyle city, people will always move there, best climate in the US, job diversity, etc. But prices have still fallen 25-30%.

Real estate trends are long and difficult to change. ]]> http://seekingalpha.com/article/63871-a-housing-bubble-within-a-bubble?source=feed#comment-115485 115485
till then, just rent the house of your dreams for less than it would cost to buy.]]> Sun, 10 Feb 2008 08:38:32 -0500
till then, just rent the house of your dreams for less than it would cost to buy.]]> http://seekingalpha.com/article/60225-fixed-income-pair-trade-long-mln-short-tlt?source=feed#comment-110798 110798 if bernanke lowers the interest rates, US treasuries rates are likely to go down too and TLT should go up as a result.
munis, regardless of never having defaulted are NOT the US treasury and thus SHOULD always have a higher interest. I think your basic premise is wrong.]]> Wed, 16 Jan 2008 12:50:07 -0500 if bernanke lowers the interest rates, US treasuries rates are likely to go down too and TLT should go up as a result.
munis, regardless of never having defaulted are NOT the US treasury and thus SHOULD always have a higher interest. I think your basic premise is wrong.]]> http://seekingalpha.com/article/60108-will-u-s-recession-lead-to-solar-depression?source=feed#comment-110313 110313
it should probably be worth a third. it also seems heavily dependent on subsidies from the German government.]]> Mon, 14 Jan 2008 16:09:46 -0500
it should probably be worth a third. it also seems heavily dependent on subsidies from the German government.]]> http://seekingalpha.com/article/56611-why-lenders-love-the-mortgage-freeze-plan?source=feed#comment-104732 104732
here are some of the parameters:
1. you must be a subprime borrower
2. you must be facing some hardship that makes is impossible for you to make your mortgage payments
3. you must not be delinquent on your mortgage.

the only reason there are no losers here is because no ones playing the game.

lets face it. Bush and his scoundrels have pulled another fast one.]]> Mon, 10 Dec 2007 02:33:25 -0500
here are some of the parameters:
1. you must be a subprime borrower
2. you must be facing some hardship that makes is impossible for you to make your mortgage payments
3. you must not be delinquent on your mortgage.

the only reason there are no losers here is because no ones playing the game.

lets face it. Bush and his scoundrels have pulled another fast one.]]> http://seekingalpha.com/article/55982-the-41b-bomb-citi-doesn-t-want-you-to-know-about?source=feed#comment-103947 103947
never did understand why C would borrow money to pay a dividend. Just doesn't make sense.]]> Tue, 04 Dec 2007 00:23:54 -0500
never did understand why C would borrow money to pay a dividend. Just doesn't make sense.]]> http://seekingalpha.com/article/47816-currency-analysts-expect-dollar-to-strengthen?source=feed#comment-96771 96771
I believe the ruppee will see 36 before dec 08 and the AUD will hit 90
by then too. ]]> Mon, 24 Sep 2007 17:59:53 -0400
I believe the ruppee will see 36 before dec 08 and the AUD will hit 90
by then too. ]]> http://seekingalpha.com/article/47169-oil-hits-80-whats-different-this-time?source=feed#comment-96208 96208
Can we curb the American consumer's thirst for oil with higher prices?]]> Mon, 17 Sep 2007 19:32:55 -0400
Can we curb the American consumer's thirst for oil with higher prices?]]> http://seekingalpha.com/article/46592-wci-abandons-sale-names-icahn-chairman?source=feed#comment-95475 95475
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]]> http://seekingalpha.com/article/44718-time-to-buy-gold-stocks-a-vicious-circle-turns-virtuous?source=feed#comment-94005 94005 Sat, 18 Aug 2007 18:09:45 -0400 http://seekingalpha.com/article/44689-gold-s-value-in-the-21st-century-about-as-real-as-the-myth-of-el-dorado?source=feed#comment-93988 93988
the US is bankrupt.

I spent $13 dollars to buy 16 rolls of toilet paper. When the cost to them become more than
$16 (and it will) toilet paper will be more valuable that your precious dollar.

You can wipe your ass will your dollars, i'll stick to gold.]]> Sat, 18 Aug 2007 12:46:24 -0400
the US is bankrupt.

I spent $13 dollars to buy 16 rolls of toilet paper. When the cost to them become more than
$16 (and it will) toilet paper will be more valuable that your precious dollar.

You can wipe your ass will your dollars, i'll stick to gold.]]> http://seekingalpha.com/article/44819-fear-in-the-market-time-to-buy?source=feed#comment-93968 93968
the lax standards cannibalized future home buyers many of whom couldn't afford to buy a home and shouldn't have in the first place. Valuations are also out of whack in many places in the US (in terms of rent/mortgage ratio) and according to John Burns (realestateconsulting.c...) the national home
price should fall 6% to acheive a fair value.

I think there's more blood to see in lending/home building.]]> Sat, 18 Aug 2007 04:54:25 -0400
the lax standards cannibalized future home buyers many of whom couldn't afford to buy a home and shouldn't have in the first place. Valuations are also out of whack in many places in the US (in terms of rent/mortgage ratio) and according to John Burns (realestateconsulting.c...) the national home
price should fall 6% to acheive a fair value.

I think there's more blood to see in lending/home building.]]> http://seekingalpha.com/article/44854-did-everyone-sell-on-thursday?source=feed#comment-93967 93967 buy gold when the traffic is below 0.04% and sell when its above 0.08%!!!!!]]> Sat, 18 Aug 2007 04:41:08 -0400 buy gold when the traffic is below 0.04% and sell when its above 0.08%!!!!!]]> http://seekingalpha.com/article/44478-a-different-perspective-on-ben-stein-s-chicken-little-analysis?source=feed#comment-93773 93773
why a correction and then over-correction of course! followed by drying up of
liquidity and mass hysteria!]]> Wed, 15 Aug 2007 20:58:09 -0400
why a correction and then over-correction of course! followed by drying up of
liquidity and mass hysteria!]]> http://seekingalpha.com/article/44498-looking-to-the-stars-in-these-interesting-times?source=feed#comment-93772 93772
did they just turn on the printing presses and create it?]]> Wed, 15 Aug 2007 20:54:58 -0400
did they just turn on the printing presses and create it?]]> http://seekingalpha.com/article/44259-why-print-newspapers-are-screwed-the-new-york-times-for-example?source=feed#comment-93582 93582 i doubt it will ever go totally online.

but i did enjoy the article.]]> Mon, 13 Aug 2007 18:04:21 -0400 i doubt it will ever go totally online.

but i did enjoy the article.]]> http://seekingalpha.com/article/44172-is-this-a-liquidity-crisis-or-an-insolvency-crisis?source=feed#comment-93513 93513 Sun, 12 Aug 2007 19:41:11 -0400 http://seekingalpha.com/article/44188-donald-trump-bah-humbug-buy-buy-buy?source=feed#comment-93503 93503 population.

Sounds like Billary wants to keep increasing that number. Eventually all
US jobs will be government jobs. Isn't that what happens in a communist
state?

Doesnt' it follow that Billary is communist? ;-)]]> Sun, 12 Aug 2007 15:54:54 -0400 population.

Sounds like Billary wants to keep increasing that number. Eventually all
US jobs will be government jobs. Isn't that what happens in a communist
state?

Doesnt' it follow that Billary is communist? ;-)]]> http://seekingalpha.com/article/43167-rising-crude-oil-is-driving-the-dollar-down?source=feed#comment-92803 92803
offering subsidises for solar power would've been smarter. but farmers have bigger lobbies than solar panel companies.

even subsidizes on fuel efficient vehicles would help reduce our dependence on foreign oil. The US has the worst fuel efficiency of any country.]]> Fri, 03 Aug 2007 13:23:14 -0400
offering subsidises for solar power would've been smarter. but farmers have bigger lobbies than solar panel companies.

even subsidizes on fuel efficient vehicles would help reduce our dependence on foreign oil. The US has the worst fuel efficiency of any country.]]>