Ronald J. Heller - Chief Executive Officer & Senior Portfolio Manager Prior to Mr. Heller’s investment career, he had a seven year career in the NFL with the San Francisco 49ers, winning a Super Bowl Ring in Super Bowl XXIII, Atlanta Falcons and Seattle Seahawks, retiring in 1993. Beginning in 1993, Mr. Heller spent two years at Smith Barney as a financial consultant where he worked with Tim Gramatovich. Mr. Heller attended Oregon State University where he played football while majoring in Kinesiology and Secondary Education. He received his California State Coaching Certification through UCSB and also attended the University of San Francisco in his off-season with the San Francisco 49ers, taking business accounting and tax law courses. Mr. Heller co-founded Peritus Asset Management, Inc. in 19951. As Senior Portfolio Manager, he is responsible for the portfolio management and trading activities for Peritus, ensuring that the firm’s strategy is properly implemented and that the clients receive the best execution on all trades. Over the past 15 years, Mr. Heller has developed long standing relationships across Wall Street for new issue and secondary trading in both the Investment Grade and High Yield assets classes. As high yield bonds are not an “exchange-traded” asset class, the ability to find, negotiate and acquire bonds is a critical component of portfolio performance. Additionally, Mr. Heller has been responsible for the maintenance of all custody and investment dealer relationships and sits on the investment committee. Peritus Asset Management, Inc. was founded in 1995 and continued in operation through April 2002. The assets were then acquired and the name was changed to Core Wealth Management, LLC. The investment team remained at Core Wealth Management, until leaving to form Peritus I Asset Management, LLC in May 2004. The investment team and process remained the same through the various entities.