Investing since the early 80's when T-Note yielded around 8%. Moved on to mutual funds and diversified into Vanguard, Financial Funds, and Lexington. Now actively managing portfolios of stocks and corporate bonds. Previous experience as a registered rep and financial advisor with the old Smith Barney, before Morgan Stanley. Worked in sell-side stock plan services as a trader. Personal philosphies based in fundamental analysis, following a combination of growth, dividend, and income allocations. Lifetime member of AAII.