Certified Financial Planner Professional with Teak Tree Capital Management, LLC, an independent RIA in Fort Worth, TX. Advisor with Sudden Money Institute, a professional research collaboration with a systematic process for assisting people and families who have had life-changing financial events. The process is under continuous development and encorporates individual psychology and family/social dynamics. My growing edge is how individuals and families successfully adapt to a sudden increase in their wealth. Prior to entering the financial services field in 1999 I was a Clinical Social Worker providing individual and family therapy for 25 years. During that time I confused a bull market with skill. I have been humbled in the 21st Century.