Real Name: Glen Phillips. Residence: Canada My background includes completing the course component of a PhD in Finance and Operations Research. I have worked in the area of O/R for the past twenty years and I currently run an O/R department for a large(ish) company (>$3B) and I'm looking forward to retirement in the next 10 years. My partner and I plan on retiring and "snowbirding" to our place in Southern California over the winter months. My interests include the application of behavioural finance to the area of investments and financial planning.