Use a 400 dSMA...... Above the line use VTI or even better, FFNOX (Fidelity 4 in 1 fund) for less volatility...... If the equity index fund (or FFNOX) drops below the line then switch to TLT or IEF....... TIP's are a waste now......... Best in an self directed IRA.........
I do use CGMFX in my taxable acct.....OUCH... 10% payout last year......... PRPFX also.. a great fund, tax efficient and great quarterly stats........
The Smartest People to Follow [View article]
Above the line use VTI or even better, FFNOX (Fidelity 4 in 1 fund) for less volatility......
If the equity index fund (or FFNOX) drops below the line then switch to TLT or IEF.......
TIP's are a waste now.........
Best in an self directed IRA.........
I do use CGMFX in my taxable acct.....OUCH... 10% payout last year......... PRPFX also.. a great fund, tax efficient and great quarterly stats........