I've been using a DGI strategy since the beginning of 2011. I'm an avid reader of articles or comments by David Fish, David Van Knapp, Chuch Carnivale, Dave Crosetti, Richjoy, Robert Samualson, 5 Plus, Norman Tweed, and a few others. I've learned so much from these kind and generous people it's completely unbelievable. I use David Fish's CCC list as a starting point. I add to that list several other companies (OK....2). I'm not trying to beat the market. Instead, I'm trying to obtain an annualized CAGR of 9% a year using dividends and whatever capital gains happen. I have utilized this strategy for almost 5 years, with a CAGR of 13.3% to show so far. I don't expect it to stay that high but am quite pleased so far. I'm one of those rare people to still have a defined benefit pension. I recently retired and am optimistic my pension will continue to be secure.