My 4 Prong Dividend Investing Strategy For Retirees [View article]
Todd, Thanks for another fine article. While I'm coaching soccer in the rain and watching The Flyers crush the Penguins you are providing with us with useful information. I like to Invest for Income, even though I'm not retired yet. It just feels better than hoping Mr. Market rises. Have a great Monday also, Todd and Chowder.
And The Beat Goes On: Lessons Learned From Dividend Investing [View article]
Dave, sorry I'm late to the party, but this was another excellent article and comments. I believe it reached Elite status when the comments exceeded the article. Which you also generously contributed to. Thank you all very much.
Selling Legacy Mutual Funds For A Retiree's Yield Improvement [View article]
Norman, I also own ETG. If you understand the leverage needed to make an mReit like NLY or AGNC produce enough Income to cover the huge yields of these stocks, more power to you. I don't. I also don't like that it's taxed as regular Income, not qualified dividends. But, I do understand how ETG works, all the Net Investment Income and the Undistributed Net Investment Income covers the Distribution, which is paid Monthly. Just like the money I need monthly to live off of. AGNC and NLY are cutting their distributions, ETG holds steady. They use 5x leverage, ETG, 25% leverage. Look it up on Morningstar, SA, or CEF Connect. Also look at the portfolio holdings of ETG, you are more likely to recognize what's in ETG over AGNC. Take care!
Selling Legacy Mutual Funds For A Retiree's Yield Improvement [View article]
Norman, I like your articles for the facts presented and your positive attitude reflected in your words. Could I present to you a different philosophy? Don't buy anything without a 4.5% yield. I'd like to say 5%, but I don't want to argue with anyone. Sell anything you own that doesn't produce an Income stream. Buy T, VZ, VOD, MO, EXC ,PPL, to name a few stocks off hand. Dividend Growth stocks such as MCD will produce 4-5% and more over Time. But not for today's retiree seeking current Income. I owned Vanguard Health Care, Oakmark Select (since inception), several Dodge and Cox funds, plus 8 more funds, I sold them All. I own a small portion of Dodge and Cox Income in my IRA. I own 2 Vanguard Bond Funds in my Variable Annuity Retirement Account. Each produces Income. Since 2008, I've Only Invested 4 Income, I sleep better at night, I make more money each month, I invest more money after expenses each month, etc. I'm happy and free of Mutual Fund Fees without a return on my investment each month or quarter. Best of everything in Life!
When Dividend Investors Get Rich Too Late In Life [View article]
It's 2 days later and I'm still excited. Brush up on your Wrecking Ball CD, he nearly did The Whole Thing! Plus Thunder Road, Promise Land, 10th Avenue, Dancing in The Dark, Born To Run, etc. He did his 1st song ever, 2 Smokey Robinson songs, drank beer in the seats, brought a 12 year old boy up to sing, crowd surfed...etc.....Amazing Fun, from Sad Songs to an uplifting Rising, sprinkled with Faith in each other and American Love for each other. A 16/17 man band including Clarence's nephew on Sax. Did I say An Amazing and Awesome good time yet?!!!!!!
When Dividend Investors Get Rich Too Late In Life [View article]
Rocco, Tim and all others believing in the power of Rock 'n Roll. I have been officially saved by The Bruce Springsteen Wrecking Ball Tour in Philly. 25 songs, 2 hours and 50 minutes of heart felt songs of Love, Pain, Joy and Rock 'n Roll Fellowship. The 62 year old icon is still paying Dividends.
It's Not A Dividend Growth Stock If The Dividend Ain't Growing [View article]
David, I agree. I've seen 10 comments recently where they say they purchased EXC. Obviously for the 5.4% yield. While that's okay to do so, the lack of dividend growth could be telling us something.
When Dividend Investors Get Rich Too Late In Life [View article]
Tim, I'll be seeing Springsteen on Wednesday night in Philly and I'll be collecting my monthly dividends on Monday in my brokerage account. Life can definitely be a Win-Win proposition.
5 Top-Of-The-Line Plays: 3 Excellent And 2 Good [View article]
Sol, you review a ton of stocks, honestly, thanks. Do you think you could pick 10-20 stocks yielding at least 5%? Or 6%? Sol's "buy now" list. You estimate FRT to yield 6.5% in 2021. Yet for months now you state the market is overbought. I believe (FRT) is not a good buy today, yet it may have some merits as a long term Dividend Growth Stock, albeit at a better value than today's price as you state. Do you have a minimum yield for a purchase today? You state a minimum yield of 4.5%, but (FRT) doesn't qualify, and with REITs being taxed as regular Income, most of us would be better off with most Blue Chip DG stocks yielding 3-4% in non-retirement accounts. Thanks again. Best of everything.
5 Growth Plays; 4 Impressive And 1 Middle Of The Road [View article]
Thanks for the reply. I'll continue to check out your reviews. This section used to be Investing 4 Income. I personally believe the majority of individual investors money should be Invested 4 Income, with only a small allocation towards Netflix and other speculative stocks. Best of Luck.
Vanguard's High Annual Yield 8.2% Is Protected By Commodity Hedges [View article]
Todd, I love your free info. I also like when you commit as much as 5% to a position. Then I know you are holding a long term ace. Some followers have followed along and declared their 2-3% positions also. Much better than all of us saying we "like" LINE, and " I agree Todd." I LIKE Kentucky, Todd, as does 60% of my pool. Thanks for keeping us informed and good luck with all your picks.
5 More Myths About Dividend Growth Investing [View article]
Most Serene, you indeed do make sense, today and everyday. I sold everything in 2008. I then restarted with Municipal Bond Funds, Dividend Growth stocks, CEF's, MLP's, etc. all Invested 4 Income. Including PFE and BP who cut their dividends. I've watched my Income and YOC grow each quarter. And by coincidence, my account values have reached a new high. (I'm by no means bragging, I consider myself fortunate). I bought (T) yielding 7%, and now 3 years later T is yielding 3 cents more per share for an 8% YOC. I believe this shows it's relevance. Today we're making nearly 8% without additional purchases. Best of Luck to all. DVK, thanks for another terrific job.
My 4 Prong Dividend Investing Strategy For Retirees [View article]
Thanks for another fine article. While I'm coaching soccer in the rain and watching The Flyers crush the Penguins you are providing with us with useful information. I like to Invest for Income, even though I'm not retired yet. It just feels better than hoping Mr. Market rises. Have a great Monday also, Todd and Chowder.
And The Beat Goes On: Lessons Learned From Dividend Investing [View article]
7 Tips For Dividend Growth Investors [View article]
Selling Legacy Mutual Funds For A Retiree's Yield Improvement [View article]
But, I do understand how ETG works, all the Net Investment Income and the Undistributed Net Investment Income covers the Distribution, which is paid Monthly. Just like the money I need monthly to live off of.
AGNC and NLY are cutting their distributions, ETG holds steady. They use 5x leverage, ETG, 25% leverage. Look it up on Morningstar, SA, or CEF Connect. Also look at the portfolio holdings of ETG, you are more likely to recognize what's in ETG over AGNC. Take care!
Selling Legacy Mutual Funds For A Retiree's Yield Improvement [View article]
Could I present to you a different philosophy? Don't buy anything without a 4.5% yield. I'd like to say 5%, but I don't want to argue with anyone. Sell anything you own that doesn't produce an Income stream. Buy T, VZ, VOD, MO, EXC ,PPL, to name a few stocks off hand. Dividend Growth stocks such as MCD will produce 4-5% and more over Time. But not for today's retiree seeking current Income.
I owned Vanguard Health Care, Oakmark Select (since inception), several Dodge and Cox funds, plus 8 more funds, I sold them All. I own a small portion of Dodge and Cox Income in my IRA. I own 2 Vanguard Bond Funds in my Variable Annuity Retirement Account. Each produces Income.
Since 2008, I've Only Invested 4 Income, I sleep better at night, I make more money each month, I invest more money after expenses each month, etc. I'm happy and free of Mutual Fund Fees without a return on my investment each month or quarter. Best of everything in Life!
When Dividend Investors Get Rich Too Late In Life [View article]
He did his 1st song ever, 2 Smokey Robinson songs, drank beer in the seats, brought a 12 year old boy up to sing, crowd surfed...etc.....Amazing Fun, from Sad Songs to an uplifting Rising, sprinkled with Faith in each other and American Love for each other.
A 16/17 man band including Clarence's nephew on Sax. Did I say An Amazing and Awesome good time yet?!!!!!!
When Dividend Investors Get Rich Too Late In Life [View article]
It's Not A Dividend Growth Stock If The Dividend Ain't Growing [View article]
When Dividend Investors Get Rich Too Late In Life [View article]
5 Top-Of-The-Line Plays: 3 Excellent And 2 Good [View article]
5 Top-Of-The-Line Plays: 3 Excellent And 2 Good [View article]
You estimate FRT to yield 6.5% in 2021. Yet for months now you state the market is overbought. I believe (FRT) is not a good buy today, yet it may have some merits as a long term Dividend Growth Stock, albeit at a better value than today's price as you state.
Do you have a minimum yield for a purchase today? You state a minimum yield of 4.5%, but (FRT) doesn't qualify, and with REITs being taxed as regular Income, most of us would be better off with most Blue Chip DG stocks yielding 3-4% in non-retirement accounts. Thanks again. Best of everything.
5 Growth Plays; 4 Impressive And 1 Middle Of The Road [View article]
5 Growth Plays; 4 Impressive And 1 Middle Of The Road [View article]
Vanguard's High Annual Yield 8.2% Is Protected By Commodity Hedges [View article]
I LIKE Kentucky, Todd, as does 60% of my pool. Thanks for keeping us informed and good luck with all your picks.
5 More Myths About Dividend Growth Investing [View article]
you indeed do make sense, today and everyday.
I sold everything in 2008. I then restarted with Municipal Bond Funds, Dividend Growth stocks, CEF's, MLP's, etc. all Invested 4 Income. Including PFE and BP who cut their dividends.
I've watched my Income and YOC grow each quarter. And by coincidence, my account values have reached a new high. (I'm by no means bragging, I consider myself fortunate).
I bought (T) yielding 7%, and now 3 years later T is yielding 3 cents more per share for an 8% YOC. I believe this shows it's relevance. Today we're making nearly 8% without additional purchases. Best of Luck to all.
DVK, thanks for another terrific job.