Longtime US Army civilian; considered by peers an expert in conventional ammunition and explosives (still have all my fingers and toes). Spent almost six years in the desert over nine deployments - great experience with our troops and professionally. Retirement coming up in a few months. Golf, travel, and grand/great grandchildren to keep busy. Investment experience - on my own since middle 90s. Sometimes a genius and other-times a head-slapper. It's all been a learning experience. Shifting more to income for retirement but still a DGI investor. Covered calls (occasional cash secured puts) are a staple as well. Sound like DGI and options are strange bedfellows?? Not really; my first rule before investing is - Do I like this stock enough to hold for a long horizon? Works for both DGI and CCs. If I get called, then it's on to the stock's doppelganger. KO, PEP, DPS are all acceptable alternatives if one of them gets called. Of course, in a tax sheltered account, I'll consider simply re-buying after a review. Called on COP; I'll go to CVX; PSX goes, Valero works. I'm not locked in forever on anything but stalwarts are: AAPL, JNJ, WFC, INTC, ABT/ABBV, CSX, PG (under review), EMR, ADP, and LMT.