<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>John Leszar's Comments</title>
    <description>John Leszar's Comments RSS Syndication from SeekingAlpha.com</description>
    <link>http://seekingalpha.com/user/932716/comments</link>
    <item>
      <title>Silver: Looks Like Lower Levels Will Be Seen</title>
      <link>http://seekingalpha.com/article/1297191/comments?source=feed#comment-16859541</link>
      <guid isPermaLink="false">16859541</guid>
      <content>
        <![CDATA[Avi,<br/>Why didn't you answer that question when I asked it last week instead of sending me to Elliottwavetrader.net? Posting a question there didn't work either so I dropped my trial subscription. <br/>I enjoy reading your articles. But, with all due respect, if you won't share your fundamental index, I can't follow the concept. Why did you wait until today to add this important (but not totally defining) comment to your article: <br/>&quot;As an aside, I want to make sure everyone realizes that my levels in silver relate to silver mini-futures.&quot;<br/>Great! We are making progress. But what the heck is YI? I'm not the only person that needs an answer...just one that is not too insecure to ask.]]>
      </content>
      <pubDate>Wed, 27 Mar 2013 00:04:00 -0400</pubDate>
      <description>
        <![CDATA[Avi,<br/>Why didn't you answer that question when I asked it last week instead of sending me to Elliottwavetrader.net? Posting a question there didn't work either so I dropped my trial subscription. <br/>I enjoy reading your articles. But, with all due respect, if you won't share your fundamental index, I can't follow the concept. Why did you wait until today to add this important (but not totally defining) comment to your article: <br/>&quot;As an aside, I want to make sure everyone realizes that my levels in silver relate to silver mini-futures.&quot;<br/>Great! We are making progress. But what the heck is YI? I'm not the only person that needs an answer...just one that is not too insecure to ask.]]>
      </description>
    </item>
    <item>
      <title>Silver: Last Chance For Immediate Breakout</title>
      <link>http://seekingalpha.com/article/1280591/comments?source=feed#comment-16461541</link>
      <guid isPermaLink="false">16461541</guid>
      <content>
        <![CDATA[Avi,<br/>I really enjoy your articles and recently signed up for a trial subscription to elliotwavetrader.net. I'm like KSoze, having trouble understanding the levels that you refer to. Therefore, nothing makes sense. Specifically. what month future for silver? What the heck is a YI fut? I thought you were using April2013 and recently switched to May2013. Is that correct? If that is true, what will happen next month.....there is no June2013 future! Yikes! That's probably the dumbest question you've had all day.]]>
      </content>
      <pubDate>Mon, 18 Mar 2013 17:38:35 -0400</pubDate>
      <description>
        <![CDATA[Avi,<br/>I really enjoy your articles and recently signed up for a trial subscription to elliotwavetrader.net. I'm like KSoze, having trouble understanding the levels that you refer to. Therefore, nothing makes sense. Specifically. what month future for silver? What the heck is a YI fut? I thought you were using April2013 and recently switched to May2013. Is that correct? If that is true, what will happen next month.....there is no June2013 future! Yikes! That's probably the dumbest question you've had all day.]]>
      </description>
    </item>
    <item>
      <title>Even as his hand has gone ice-cold picking stocks, John Paulson's stake in gold (GLD) has served as a positive counterweight for his funds. That's no more as gold's slide (along with the miners - GDX) spurred an 18% decline in his Gold Fund in February, and is now down 26% YTD, reports Bloomberg. "We believe in the long-term outlook for these positions as QE programs continue around the world," he writes to clients.</title>
      <link>http://seekingalpha.com/currents/post/873471?source=feed#comment-16040711</link>
      <guid isPermaLink="false">16040711</guid>
      <content>
        <![CDATA[Providing an example of inflation  is not &quot;whining&quot; The issue was inflation, not relative prices worldwide. Just because you have to import most of your gasoline in Australia and the prices are higher doesn't make our inflation any less.]]>
      </content>
      <pubDate>Fri, 08 Mar 2013 13:07:50 -0500</pubDate>
      <description>
        <![CDATA[Providing an example of inflation  is not &quot;whining&quot; The issue was inflation, not relative prices worldwide. Just because you have to import most of your gasoline in Australia and the prices are higher doesn't make our inflation any less.]]>
      </description>
    </item>
    <item>
      <title>Even as his hand has gone ice-cold picking stocks, John Paulson's stake in gold (GLD) has served as a positive counterweight for his funds. That's no more as gold's slide (along with the miners - GDX) spurred an 18% decline in his Gold Fund in February, and is now down 26% YTD, reports Bloomberg. "We believe in the long-term outlook for these positions as QE programs continue around the world," he writes to clients.</title>
      <link>http://seekingalpha.com/currents/post/873471?source=feed#comment-15993291</link>
      <guid isPermaLink="false">15993291</guid>
      <content>
        <![CDATA[Geoffster-Why do you say &quot;to a lesser extent, silver?&quot;]]>
      </content>
      <pubDate>Thu, 07 Mar 2013 14:30:24 -0500</pubDate>
      <description>
        <![CDATA[Geoffster-Why do you say &quot;to a lesser extent, silver?&quot;]]>
      </description>
    </item>
    <item>
      <title>Even as his hand has gone ice-cold picking stocks, John Paulson's stake in gold (GLD) has served as a positive counterweight for his funds. That's no more as gold's slide (along with the miners - GDX) spurred an 18% decline in his Gold Fund in February, and is now down 26% YTD, reports Bloomberg. "We believe in the long-term outlook for these positions as QE programs continue around the world," he writes to clients.</title>
      <link>http://seekingalpha.com/currents/post/873471?source=feed#comment-15993101</link>
      <guid isPermaLink="false">15993101</guid>
      <content>
        <![CDATA[&quot;A lot of money has been created but clearly not enough to jump start inflation&quot;??? <br/><br/>Apparently you have not been to the grocery store lately nor have you bought gas for your car. Geez, what a ridiculous thing to say.]]>
      </content>
      <pubDate>Thu, 07 Mar 2013 14:26:18 -0500</pubDate>
      <description>
        <![CDATA[&quot;A lot of money has been created but clearly not enough to jump start inflation&quot;??? <br/><br/>Apparently you have not been to the grocery store lately nor have you bought gas for your car. Geez, what a ridiculous thing to say.]]>
      </description>
    </item>
    <item>
      <title>Currency Wars: Precious Metals Accelerate As Global Equity Cataclysm Merely Pushed Out</title>
      <link>http://seekingalpha.com/article/1111731/comments?source=feed#comment-13757881</link>
      <guid isPermaLink="false">13757881</guid>
      <content>
        <![CDATA[That is an eye-opener, cannon fodder!]]>
      </content>
      <pubDate>Tue, 15 Jan 2013 20:35:21 -0500</pubDate>
      <description>
        <![CDATA[That is an eye-opener, cannon fodder!]]>
      </description>
    </item>
    <item>
      <title>Interesting action in the precious metals had them continuing overnight a sharp fall begun after FOMC minutes suggested an earlier-than-expected end to Fed candy. This reversed with the 8:30 jobs report which showed still-sluggish employment growth. Gold has since bounced $21 to $1,651, though still off 1.4% on the session. Silver jumps $0.70, but remains -2.6%.</title>
      <link>http://seekingalpha.com/currents/post/746031?source=feed#comment-13327571</link>
      <guid isPermaLink="false">13327571</guid>
      <content>
        <![CDATA[If we are doomed, it is because people like you advocate for a society that is willing to murder babies, 58 million of them so far. Take a look at the pictures of aborted &quot;fetuses&quot; that look like babies and tell me that you would take part in such 'procedure'. <br/><br/>Quit trying to justify your decision to support infanticide based on false economics and try looking at the moral side for a change.]]>
      </content>
      <pubDate>Fri, 04 Jan 2013 21:39:00 -0500</pubDate>
      <description>
        <![CDATA[If we are doomed, it is because people like you advocate for a society that is willing to murder babies, 58 million of them so far. Take a look at the pictures of aborted &quot;fetuses&quot; that look like babies and tell me that you would take part in such 'procedure'. <br/><br/>Quit trying to justify your decision to support infanticide based on false economics and try looking at the moral side for a change.]]>
      </description>
    </item>
    <item>
      <title>Buy Today's Sell-Off In Silver</title>
      <link>http://seekingalpha.com/article/1063051/comments?source=feed#comment-12758381</link>
      <guid isPermaLink="false">12758381</guid>
      <content>
        <![CDATA[Woodyj,<br/>Not to make excuses for Bush, because he signed every spending bill the Democratic controlled Congress sent to him, but Obama wins the prize for spending with no end in sight. And the clowns are at it again: kick the can down the road regardless of which party they belong to. ]]>
      </content>
      <pubDate>Tue, 18 Dec 2012 23:02:55 -0500</pubDate>
      <description>
        <![CDATA[Woodyj,<br/>Not to make excuses for Bush, because he signed every spending bill the Democratic controlled Congress sent to him, but Obama wins the prize for spending with no end in sight. And the clowns are at it again: kick the can down the road regardless of which party they belong to. ]]>
      </description>
    </item>
    <item>
      <title>Silver Trading Range Ready To Change</title>
      <link>http://seekingalpha.com/article/964921/comments?source=feed#comment-11091181</link>
      <guid isPermaLink="false">11091181</guid>
      <content>
        <![CDATA[Mark Thomas,<br/>I have been on a slow learning curve with precious metals for the past couple of months. I've been reading everything I can so that I could be in a position to invest wisely. Your article was excellent! Thank you for such an in depth analysis. It really helped me understand why I need to get into this segment of the market. I jumped in today in a small way and will follow with more shortly. (My wife doesn't know it yet but she'll be investing in silver pretty soon too!)]]>
      </content>
      <pubDate>Wed, 31 Oct 2012 15:11:47 -0400</pubDate>
      <description>
        <![CDATA[Mark Thomas,<br/>I have been on a slow learning curve with precious metals for the past couple of months. I've been reading everything I can so that I could be in a position to invest wisely. Your article was excellent! Thank you for such an in depth analysis. It really helped me understand why I need to get into this segment of the market. I jumped in today in a small way and will follow with more shortly. (My wife doesn't know it yet but she'll be investing in silver pretty soon too!)]]>
      </description>
    </item>
    <item>
      <title>'Too Good To Be True' Income Usually Is</title>
      <link>http://seekingalpha.com/article/801331/comments?source=feed#comment-8409491</link>
      <guid isPermaLink="false">8409491</guid>
      <content>
        <![CDATA[You are probably right, Bruce. But I can tell you that when banking-regulator auditors go through a bank's loan portfolio they have always made the bank rate loans according to their quality. Loans that are under-collateralized or if the borrower's ability to repay is questionable, the banks have to write down the anticipated loss. Often they have to take the entire loan off their balance sheet. This would have basically the same effect as the FASB rule. <br/><br/>I'm fairly certain this has not been done with the banks because many of them would be undercapitalized. The banks would be forced to close. The FDIC doesn't have enough money to protect all of the depositors or coerce another bank to buy them. The government has simply propped up the banks by giving them free funds. In Oregon, many of the banks have used this cash infusion to build more branches. <br/><br/>So the BDC's were treated unfairly through the FASB rule and the banks have been treated with kid gloves. A little off topic maybe, but your FASB comment got me thinking. ]]>
      </content>
      <pubDate>Tue, 14 Aug 2012 23:16:08 -0400</pubDate>
      <description>
        <![CDATA[You are probably right, Bruce. But I can tell you that when banking-regulator auditors go through a bank's loan portfolio they have always made the bank rate loans according to their quality. Loans that are under-collateralized or if the borrower's ability to repay is questionable, the banks have to write down the anticipated loss. Often they have to take the entire loan off their balance sheet. This would have basically the same effect as the FASB rule. <br/><br/>I'm fairly certain this has not been done with the banks because many of them would be undercapitalized. The banks would be forced to close. The FDIC doesn't have enough money to protect all of the depositors or coerce another bank to buy them. The government has simply propped up the banks by giving them free funds. In Oregon, many of the banks have used this cash infusion to build more branches. <br/><br/>So the BDC's were treated unfairly through the FASB rule and the banks have been treated with kid gloves. A little off topic maybe, but your FASB comment got me thinking. ]]>
      </description>
    </item>
    <item>
      <title>'Too Good To Be True' Income Usually Is</title>
      <link>http://seekingalpha.com/article/801331/comments?source=feed#comment-8398101</link>
      <guid isPermaLink="false">8398101</guid>
      <content>
        <![CDATA[Bruce, has the FASB rule ever been applied to banks with respect to all of their overvalued real estate portfolio? If not, it seems to me that our government has been allowing banks to hold onto their portfolios of properties that the market value at 50% or less than book value. The banks here in Oregon have delayed foreclosures and dragged out the sales of &quot;short sales&quot; properties for years.<br/><br/>It is my opinion that the government is complicit in delaying the inevitable write-down of loans that they encouraged everybody to make and/or obtain.<br/> <br/>Of course, how can we trust a government that buys 61% of the Treasury debt with money they don't have? (Yes, I realize that the FED is not the government but just a private club.)]]>
      </content>
      <pubDate>Tue, 14 Aug 2012 15:30:50 -0400</pubDate>
      <description>
        <![CDATA[Bruce, has the FASB rule ever been applied to banks with respect to all of their overvalued real estate portfolio? If not, it seems to me that our government has been allowing banks to hold onto their portfolios of properties that the market value at 50% or less than book value. The banks here in Oregon have delayed foreclosures and dragged out the sales of &quot;short sales&quot; properties for years.<br/><br/>It is my opinion that the government is complicit in delaying the inevitable write-down of loans that they encouraged everybody to make and/or obtain.<br/> <br/>Of course, how can we trust a government that buys 61% of the Treasury debt with money they don't have? (Yes, I realize that the FED is not the government but just a private club.)]]>
      </description>
    </item>
    <item>
      <title>Why American Capital Agency Is A Better Buy Than Annaly Capital</title>
      <link>http://seekingalpha.com/article/792751/comments?source=feed#comment-8271551</link>
      <guid isPermaLink="false">8271551</guid>
      <content>
        <![CDATA[Michael,<br/>Thanks for your comments regarding Jonk. You appear to have a lot of followers who are quick to come to your defense. I didn't see any &quot;rude&quot; comments that Jonk made nor do I think he should be banned as one of your supporters suggested. Perhaps they should be lighten up a little bit. I sense that they have long-festering issues with him. I really don't care. I'm here to expand my education and comments are sometimes more beneficial than the article. I thought Jonk's comments made a lot of sense and they helped me understand AGNC and NLY a little more. So did your article. Good job.]]>
      </content>
      <pubDate>Thu, 09 Aug 2012 23:08:47 -0400</pubDate>
      <description>
        <![CDATA[Michael,<br/>Thanks for your comments regarding Jonk. You appear to have a lot of followers who are quick to come to your defense. I didn't see any &quot;rude&quot; comments that Jonk made nor do I think he should be banned as one of your supporters suggested. Perhaps they should be lighten up a little bit. I sense that they have long-festering issues with him. I really don't care. I'm here to expand my education and comments are sometimes more beneficial than the article. I thought Jonk's comments made a lot of sense and they helped me understand AGNC and NLY a little more. So did your article. Good job.]]>
      </description>
    </item>
    <item>
      <title>Plump 14.40% Dividend Yielding Stock For Retirees</title>
      <link>http://seekingalpha.com/article/724811/comments?source=feed#comment-7485271</link>
      <guid isPermaLink="false">7485271</guid>
      <content>
        <![CDATA[Kwm3-I'm not sure calling somebody an idiot is very nice. I thought Willirup was just trying to be funny. Maybe you've seen some other comments that would cause you to want to &quot;ignore, dismiss and block this guy&quot; but based solely on this comment, I didn't take offense. But I thought yours was rude.]]>
      </content>
      <pubDate>Tue, 17 Jul 2012 20:42:05 -0400</pubDate>
      <description>
        <![CDATA[Kwm3-I'm not sure calling somebody an idiot is very nice. I thought Willirup was just trying to be funny. Maybe you've seen some other comments that would cause you to want to &quot;ignore, dismiss and block this guy&quot; but based solely on this comment, I didn't take offense. But I thought yours was rude.]]>
      </description>
    </item>
    <item>
      <title>Dividend Growth Investors Should Avoid Altria</title>
      <link>http://seekingalpha.com/article/696861/comments?source=feed#comment-7143131</link>
      <guid isPermaLink="false">7143131</guid>
      <content>
        <![CDATA[njja How many &quot;last comments&quot; are you going to make? I though you were going to quit after your July 5th comment. <br/>In any event, I agree with you that MO has been a great stock. It may continue to be in the future. But I also think Richjoy is correct by saying not to ever, ever, ever fall in love with a stock. Emotions can get a guy into trouble in the stock market. Analytics can too, but at least they are based on facts. <br/>I like tangible things, like the money I made off of my MO holdings when I sold them. I loved the dividends but the numbers were starting to make me nervous. I felt the party was over...at least for a while.]]>
      </content>
      <pubDate>Fri, 06 Jul 2012 23:44:31 -0400</pubDate>
      <description>
        <![CDATA[njja How many &quot;last comments&quot; are you going to make? I though you were going to quit after your July 5th comment. <br/>In any event, I agree with you that MO has been a great stock. It may continue to be in the future. But I also think Richjoy is correct by saying not to ever, ever, ever fall in love with a stock. Emotions can get a guy into trouble in the stock market. Analytics can too, but at least they are based on facts. <br/>I like tangible things, like the money I made off of my MO holdings when I sold them. I loved the dividends but the numbers were starting to make me nervous. I felt the party was over...at least for a while.]]>
      </description>
    </item>
    <item>
      <title>Dividend Growth Investors Should Avoid Altria</title>
      <link>http://seekingalpha.com/article/696861/comments?source=feed#comment-7112221</link>
      <guid isPermaLink="false">7112221</guid>
      <content>
        <![CDATA[njja -- Thanks for ending the discussion. So far all I've learned from your posts is that:<br/>You are a millionaire.<br/>You drive a Ferrari.<br/>You've made a ton of money from your investments.<br/><br/>I wonder if you ever think how these types of statements come across and how irrelevant they are?<br/>Richjoy403, on the other hand, sticks to the facts.]]>
      </content>
      <pubDate>Fri, 06 Jul 2012 00:44:49 -0400</pubDate>
      <description>
        <![CDATA[njja -- Thanks for ending the discussion. So far all I've learned from your posts is that:<br/>You are a millionaire.<br/>You drive a Ferrari.<br/>You've made a ton of money from your investments.<br/><br/>I wonder if you ever think how these types of statements come across and how irrelevant they are?<br/>Richjoy403, on the other hand, sticks to the facts.]]>
      </description>
    </item>
    <item>
      <title>Updated Enhanced Income Strategy For Freeport McMoRan Copper &amp; Gold</title>
      <link>http://seekingalpha.com/article/688831/comments?source=feed#comment-7011361</link>
      <guid isPermaLink="false">7011361</guid>
      <content>
        <![CDATA[Mark,<br/>I really appreciate the time that you took to respond. This is a whole new side of investing for me and I am grateful for your series of articles. <br/>I'm going to follow your advice and test out options by playing with some paper trades. My biggest hang-up was grasping that there was someone on the other side of the transaction. It may sound silly, but that alone (along with the &quot;buy to close&quot;) clarified things a lot.<br/>By the way, there is nothing wrong with being ignorant. That just means a person hasn't learned about something yet. I'm ignorant of a lot of things. Stupid, on the other hand, is not ignorance. Stupid I'm not!.<br/>Thanks again for your help.<br/>John]]>
      </content>
      <pubDate>Mon, 02 Jul 2012 18:44:33 -0400</pubDate>
      <description>
        <![CDATA[Mark,<br/>I really appreciate the time that you took to respond. This is a whole new side of investing for me and I am grateful for your series of articles. <br/>I'm going to follow your advice and test out options by playing with some paper trades. My biggest hang-up was grasping that there was someone on the other side of the transaction. It may sound silly, but that alone (along with the &quot;buy to close&quot;) clarified things a lot.<br/>By the way, there is nothing wrong with being ignorant. That just means a person hasn't learned about something yet. I'm ignorant of a lot of things. Stupid, on the other hand, is not ignorance. Stupid I'm not!.<br/>Thanks again for your help.<br/>John]]>
      </description>
    </item>
    <item>
      <title>Increase Yield From Procter &amp; Gamble By Systematically Reducing Your Cost Basis</title>
      <link>http://seekingalpha.com/article/693821/comments?source=feed#comment-6984241</link>
      <guid isPermaLink="false">6984241</guid>
      <content>
        <![CDATA[Sometimes readers don't get responses from EITHER of you. I asked a question (the first question, I might add) about your recent article Updated Enhanced Income Strategy For Freeport McMoRan Copper &amp; Gold and was ignored. Was it because I acknowledged my ignorance? I just hate trying to pretend be more sophisticated than I really am. ]]>
      </content>
      <pubDate>Mon, 02 Jul 2012 01:25:40 -0400</pubDate>
      <description>
        <![CDATA[Sometimes readers don't get responses from EITHER of you. I asked a question (the first question, I might add) about your recent article Updated Enhanced Income Strategy For Freeport McMoRan Copper &amp; Gold and was ignored. Was it because I acknowledged my ignorance? I just hate trying to pretend be more sophisticated than I really am. ]]>
      </description>
    </item>
    <item>
      <title>Updated Enhanced Income Strategy For Freeport McMoRan Copper &amp; Gold</title>
      <link>http://seekingalpha.com/article/688831/comments?source=feed#comment-6906911</link>
      <guid isPermaLink="false">6906911</guid>
      <content>
        <![CDATA[Oh Mark,<br/>I am trying to follow your articles and after spending 42 years in the banking industry, learning everything I could, I'm having trouble understanding these simple transactions.<br/>Since you started your articles, I found the &quot;options&quot; tab at Yahoo finance, woo, woo....so I'm really making progress! Until today's article! Now are you buying back your original put options or are you just replacing them? Is this really like buying stocks or does the original put option purchase magically get matched with the put option sold? I'm sorry for being so ignorant but my head is starting to ache.<br/>Other than that, I love all of your articles!<br/>John<br/>PS I wouldn't blame you if you didn't answer me!!! I'm just pathetic. Can you believe I once arranged, underwrote and obtained approval for multi-million dollar loans?]]>
      </content>
      <pubDate>Thu, 28 Jun 2012 23:41:06 -0400</pubDate>
      <description>
        <![CDATA[Oh Mark,<br/>I am trying to follow your articles and after spending 42 years in the banking industry, learning everything I could, I'm having trouble understanding these simple transactions.<br/>Since you started your articles, I found the &quot;options&quot; tab at Yahoo finance, woo, woo....so I'm really making progress! Until today's article! Now are you buying back your original put options or are you just replacing them? Is this really like buying stocks or does the original put option purchase magically get matched with the put option sold? I'm sorry for being so ignorant but my head is starting to ache.<br/>Other than that, I love all of your articles!<br/>John<br/>PS I wouldn't blame you if you didn't answer me!!! I'm just pathetic. Can you believe I once arranged, underwrote and obtained approval for multi-million dollar loans?]]>
      </description>
    </item>
    <item>
      <title>Why American Capital Agency Should Be A Core Holding In Your Retirement Portfolio (Part 2)</title>
      <link>http://seekingalpha.com/article/565181/comments?source=feed#comment-5277141</link>
      <guid isPermaLink="false">5277141</guid>
      <content>
        <![CDATA[Wow! That's $259,512 for 8800 shares. Some would call that a &quot;gutsy&quot; move. Personally, I wouldn't be able to sleep at night. Right about now I'd be converting the paper profit into a real one. <br/>I used to own AGNC but am now only long NLY.]]>
      </content>
      <pubDate>Wed, 09 May 2012 18:20:24 -0400</pubDate>
      <description>
        <![CDATA[Wow! That's $259,512 for 8800 shares. Some would call that a &quot;gutsy&quot; move. Personally, I wouldn't be able to sleep at night. Right about now I'd be converting the paper profit into a real one. <br/>I used to own AGNC but am now only long NLY.]]>
      </description>
    </item>
    <item>
      <title>Annaly: Buy This High-Yielder After The Next Capital Raise</title>
      <link>http://seekingalpha.com/article/535331/comments?source=feed#comment-4875871</link>
      <guid isPermaLink="false">4875871</guid>
      <content>
        <![CDATA[And if they own the stock, people accuse them of trying to manipulate the price. Damned if they do and damned if they don't.]]>
      </content>
      <pubDate>Fri, 27 Apr 2012 21:16:44 -0400</pubDate>
      <description>
        <![CDATA[And if they own the stock, people accuse them of trying to manipulate the price. Damned if they do and damned if they don't.]]>
      </description>
    </item>
    <item>
      <title>What You Need In Order To Retire Before Age 65</title>
      <link>http://seekingalpha.com/article/478681/comments?source=feed#comment-4189551</link>
      <guid isPermaLink="false">4189551</guid>
      <content>
        <![CDATA[Mostserene1, I think you are a little confused about SS &quot;excess funds&quot;. Since the Social Security program began, the contributions have exceeded the monthly payouts. Of course they did, because there were more people paying into the fund than who were receiving the benefits. In theory, all of those funds should be sitting in a huge multi-Trillion dollar Trust fund.<br/><br/>But the &quot;trust fund&quot; was raided and spent by the government. Sure they gave us Treasury notes in exchange. Would you like to collect on that? Good luck, because it is part of the $15.5 Trillion National Debt. To make matters worse, it appears the only way out of this mess is for the taxpayer to be taxed again for the SS taxes that were 'borrowed'.<br/><br/>Social Security is the biggest Ponzi scheme that has ever been perpetuated on our citizens. You may believe there are surplus monies in the Social Security program, but I don't.]]>
      </content>
      <pubDate>Thu, 05 Apr 2012 18:26:18 -0400</pubDate>
      <description>
        <![CDATA[Mostserene1, I think you are a little confused about SS &quot;excess funds&quot;. Since the Social Security program began, the contributions have exceeded the monthly payouts. Of course they did, because there were more people paying into the fund than who were receiving the benefits. In theory, all of those funds should be sitting in a huge multi-Trillion dollar Trust fund.<br/><br/>But the &quot;trust fund&quot; was raided and spent by the government. Sure they gave us Treasury notes in exchange. Would you like to collect on that? Good luck, because it is part of the $15.5 Trillion National Debt. To make matters worse, it appears the only way out of this mess is for the taxpayer to be taxed again for the SS taxes that were 'borrowed'.<br/><br/>Social Security is the biggest Ponzi scheme that has ever been perpetuated on our citizens. You may believe there are surplus monies in the Social Security program, but I don't.]]>
      </description>
    </item>
    <item>
      <title>What You Need In Order To Retire Before Age 65</title>
      <link>http://seekingalpha.com/article/478681/comments?source=feed#comment-4188661</link>
      <guid isPermaLink="false">4188661</guid>
      <content>
        <![CDATA[Oh, Oh.<br/>I hope I didn't start anything!<br/>John]]>
      </content>
      <pubDate>Thu, 05 Apr 2012 17:40:29 -0400</pubDate>
      <description>
        <![CDATA[Oh, Oh.<br/>I hope I didn't start anything!<br/>John]]>
      </description>
    </item>
    <item>
      <title>What You Need In Order To Retire Before Age 65</title>
      <link>http://seekingalpha.com/article/478681/comments?source=feed#comment-4185631</link>
      <guid isPermaLink="false">4185631</guid>
      <content>
        <![CDATA[I've checked the facts: <br/>&quot;(CBS News) The National Debt has now increased more during President Obama's three years and two months in office than it did during 8 years of the George W. Bush presidency.<br/>The Debt rose $4.899 trillion during the two terms of the Bush presidency. It has now gone up $4.939 trillion since President Obama took office.&quot;<br/>Worse yet, there is no relief in sight and the national debt is expected to hit $16.3 trillion during 2012.<br/><br/>I do like your retirement portfolio suggestion though........<br/><br/>John]]>
      </content>
      <pubDate>Thu, 05 Apr 2012 15:59:01 -0400</pubDate>
      <description>
        <![CDATA[I've checked the facts: <br/>&quot;(CBS News) The National Debt has now increased more during President Obama's three years and two months in office than it did during 8 years of the George W. Bush presidency.<br/>The Debt rose $4.899 trillion during the two terms of the Bush presidency. It has now gone up $4.939 trillion since President Obama took office.&quot;<br/>Worse yet, there is no relief in sight and the national debt is expected to hit $16.3 trillion during 2012.<br/><br/>I do like your retirement portfolio suggestion though........<br/><br/>John]]>
      </description>
    </item>
    <item>
      <title>What You Need In Order To Retire Before Age 65</title>
      <link>http://seekingalpha.com/article/478681/comments?source=feed#comment-4185191</link>
      <guid isPermaLink="false">4185191</guid>
      <content>
        <![CDATA[That's true if you believe the mainstream media, which has been distorting the &quot;benefits&quot; of Obamacare. But recently the nonpartisan Congressional Budget Office calculated that Obamacare costs will exceed $2 trillion over the next 10 years (not the $900 Billion the administration had claimed). There's no such thing as a free lunch. Medical costs will continue to increase.<br/>BTW, current law allows a retiring employee to purchase COBRA for the 36 months prior to their 65th birthday. ]]>
      </content>
      <pubDate>Thu, 05 Apr 2012 15:46:40 -0400</pubDate>
      <description>
        <![CDATA[That's true if you believe the mainstream media, which has been distorting the &quot;benefits&quot; of Obamacare. But recently the nonpartisan Congressional Budget Office calculated that Obamacare costs will exceed $2 trillion over the next 10 years (not the $900 Billion the administration had claimed). There's no such thing as a free lunch. Medical costs will continue to increase.<br/>BTW, current law allows a retiring employee to purchase COBRA for the 36 months prior to their 65th birthday. ]]>
      </description>
    </item>
    <item>
      <title>Johnson &amp; Johnson: Strong Dividend Play</title>
      <link>http://seekingalpha.com/article/460931/comments?source=feed#comment-3929561</link>
      <guid isPermaLink="false">3929561</guid>
      <content>
        <![CDATA[Nickaroo: I have to admit, it was fun watching a couple of Jewish guys duke it out and then fall in love with each other. Regards, John]]>
      </content>
      <pubDate>Wed, 28 Mar 2012 22:45:41 -0400</pubDate>
      <description>
        <![CDATA[Nickaroo: I have to admit, it was fun watching a couple of Jewish guys duke it out and then fall in love with each other. Regards, John]]>
      </description>
    </item>
    <item>
      <title>Bond Market Update: Canaries In The Coal Mine</title>
      <link>http://seekingalpha.com/article/451491/comments?source=feed#comment-3767101</link>
      <guid isPermaLink="false">3767101</guid>
      <content>
        <![CDATA[Good question Wayneseek. I hope someone provides a response, because I have some High Yield Corporate bond holdings (VWEAX) and I'm not sure how this is going to play out. I'm hoping that if I stay with it for the long term (2 plus years) that I'll be okay.]]>
      </content>
      <pubDate>Fri, 23 Mar 2012 15:27:27 -0400</pubDate>
      <description>
        <![CDATA[Good question Wayneseek. I hope someone provides a response, because I have some High Yield Corporate bond holdings (VWEAX) and I'm not sure how this is going to play out. I'm hoping that if I stay with it for the long term (2 plus years) that I'll be okay.]]>
      </description>
    </item>
    <item>
      <title>MLPs For Yield Seeking Investors</title>
      <link>http://seekingalpha.com/article/376321/comments?source=feed#comment-2820581</link>
      <guid isPermaLink="false">2820581</guid>
      <content>
        <![CDATA[Check out Vanguard. They are an industry leader in keeping your costs down. Not only are their expense ratios incredibly low (average is 0.21%) but you can buy and sell through a brokerage fund at very low rates. I don't work for them.....I just think they are great!<br/>Also, you will learn a lot by reading the articles AND the comments on the Seeking Alpha site. Good luck to you.]]>
      </content>
      <pubDate>Tue, 21 Feb 2012 23:21:32 -0500</pubDate>
      <description>
        <![CDATA[Check out Vanguard. They are an industry leader in keeping your costs down. Not only are their expense ratios incredibly low (average is 0.21%) but you can buy and sell through a brokerage fund at very low rates. I don't work for them.....I just think they are great!<br/>Also, you will learn a lot by reading the articles AND the comments on the Seeking Alpha site. Good luck to you.]]>
      </description>
    </item>
    <item>
      <title>Building A Capital Preservation And Income Portfolio Part 5</title>
      <link>http://seekingalpha.com/article/369151/comments?source=feed#comment-2736521</link>
      <guid isPermaLink="false">2736521</guid>
      <content>
        <![CDATA[I don't know how to &quot;roll out the option&quot; but I have a feeling that will make sense to me the more I read K202's articles. :)<br/>John]]>
      </content>
      <pubDate>Fri, 17 Feb 2012 18:16:49 -0500</pubDate>
      <description>
        <![CDATA[I don't know how to &quot;roll out the option&quot; but I have a feeling that will make sense to me the more I read K202's articles. :)<br/>John]]>
      </description>
    </item>
    <item>
      <title>Building A Capital Preservation And Income Portfolio Part 5</title>
      <link>http://seekingalpha.com/article/369151/comments?source=feed#comment-2710371</link>
      <guid isPermaLink="false">2710371</guid>
      <content>
        <![CDATA[WMT will go ex dividend on March 9th and the option expires on March 16th. If you deliver the 100 shares of stock to your option buyer, won't you lose $36.50 in dividends? I'm confused about the timing of the delivery of the stock to the buyer.<br/><br/>I really enjoy your articles and appreciate your efforts in helping guys like me understand how stock options work and your general philosophy about investing. I'm a retired banker and am pretty cautious with my retirement funds.]]>
      </content>
      <pubDate>Thu, 16 Feb 2012 20:38:19 -0500</pubDate>
      <description>
        <![CDATA[WMT will go ex dividend on March 9th and the option expires on March 16th. If you deliver the 100 shares of stock to your option buyer, won't you lose $36.50 in dividends? I'm confused about the timing of the delivery of the stock to the buyer.<br/><br/>I really enjoy your articles and appreciate your efforts in helping guys like me understand how stock options work and your general philosophy about investing. I'm a retired banker and am pretty cautious with my retirement funds.]]>
      </description>
    </item>
    <item>
      <title>Refinance Program Bust: Stay With mREITs</title>
      <link>http://seekingalpha.com/article/302264/comments?source=feed#comment-1999520</link>
      <guid isPermaLink="false">1999520</guid>
      <content>
        <![CDATA[Home loans are all recourse loans, aren't they? A non-recourse loan would mean the banks would not have recourse to the borrower in the event of default. I think you have this backwards.]]>
      </content>
      <pubDate>Thu, 27 Oct 2011 15:58:15 -0400</pubDate>
      <description>
        <![CDATA[Home loans are all recourse loans, aren't they? A non-recourse loan would mean the banks would not have recourse to the borrower in the event of default. I think you have this backwards.]]>
      </description>
    </item>
  </channel>
</rss>
