I am 38 and it took me until I was 33 to realize the importance of money management and investing. My current job in insurance has provided the opportunity to turn my financial life around. When I started investing I had $48,000 in miscellaneous debt and zero assets. 4 years later I am completely debt free. I am in the accumulation phase and will be for at least the next 22 years. My goals are mostly to learn from SA and share what I have learned with others. My goals are total return and have my 401k mostly indexed and 30% in international funds. My Roth is primarily dividend growth focused. I am currently long: PM, MO, LMT, UNP, CVX, PG, WFC, XOM, V and KO. Looking to diversify more in the future.
I am a Civil Engineer, who is married with two young kids and a third on the way. In early 2013 I took a more active role in managing my IRA for retirement and decided to publicly share my experiences in building the portfolio as an example for the dividend growth investing strategy.
My interest in investing mostly began in 2005 when I started up an investment club with a few friends from college and has accelerated as I've been reading and learning along the way. Since then, investing and the stock market has become a passion and favorite hobby and I've enjoyed writing about stocks and sharing ideas I have here on Seeking Alpha.
My investing goals are to build a nest egg for retirement and fund college education accounts for my kids. I invest mainly in dividend paying stocks that have shown a history of consistent growth in earnings and dividend payouts.