I am 38 and it took me until I was 33 to realize the importance of money management and investing. My current job in insurance has provided the opportunity to turn my financial life around. When I started investing I had $48,000 in miscellaneous debt and zero assets. 4 years later I am completely debt free. I am in the accumulation phase and will be for at least the next 22 years. My goals are mostly to learn from SA and share what I have learned with others. My goals are total return and have my 401k mostly indexed and 30% in international funds. My Roth is primarily dividend growth focused. I am currently long: PM, MO, LMT, UNP, CVX, PG, WFC, XOM, V and KO. Looking to diversify more in the future.
I am a Civil Engineer, who is married with three kids under the age of 5. In early 2013 I took a more active role in managing my IRA for retirement and decided to publicly share my experiences in building the portfolio. My hope is to provide a positive example for other young do-it-yourself investors as they save for retirement on a limited budget.
My interest in investing mostly began in 2005 when I started up an investment club with a few friends from college and has accelerated as I've been reading and learning along the way. Since then, investing and the stock market has become a passion and favorite hobby and I've enjoyed writing about stocks and sharing ideas I have here on Seeking Alpha.
My investing goals are to build a nest egg for retirement and fund college education accounts for my kids. I invest mainly in dividend paying stocks that have shown a history of consistent growth in earnings and dividend payouts.