Individual Investor. Here to brainstorm ideas with like minded individuals and learn from experienced and accomplished thinkers & traders.
Specific interest are in Tactical Asset Allocation methods which produce higher returns at lower risk than the overall market over extended period of time. In other words high Sharpe Ratio strategies are what I develop and test as well as read about.
I am an individual investor who is relatively new to the world of investing. Through the strategies and findings that I've learned from numerous sources and with a little bit of luck, my portfolio averaged 24.0% annual return for the last 3 years vs. 11.7% for S&P 500.
My goal is twofold: 1) share what I have learned through practicing stock investing, reading and researching, and 2) learn from Seeking Alpha community through the feedback and suggestions of the readers. I trust that the feedback and suggestions from Seeking Alpha community will help improve the odds of continued strong investment performance.
I hold an undergraduate degree in business administration with focus on financial institutions from Westminster University and an MBA from Yale University School of Management. I'm also a CFA charterholder, FRM charterholder, and an author of an eBook on personal finance.
Scott Grannis was Chief Economist from 1989 to 2007 at Western Asset Management Company, a Pasadena-based manager of fixed-income funds for institutional investors around the globe. He was a member of Western's Investment Strategy Committee, was responsible for developing the firm's domestic and international outlook, and provided consultation and advice on investment and asset allocation strategies to CFOs, Treasurers, and pension fund managers. He specialized in analysis of Federal Reserve policy and interest rate forecasting, and spearheaded the firm's research into Treasury Inflation Protected Securities (TIPS). Prior to joining Western Asset, he was Senior Economist at the Claremont Economics Institute, an economic forecasting and consulting service headed by John Rutledge, from 1980 to 1986. From 1986 to 1989, he was Principal at Leland O'Brien Rubinstein Associates, a financial services firm that specialized in sophisticated hedging strategies for institutional investors.
Visit his blog: Calafia Beach Pundit (http://scottgrannis.blogspot.com/)
Michael Harris is a trader, book author, software program developer and blogger. He started developing advanced pattern recognition software for the benefit of position and swing traders in the late 1990s. In years past, Michael has also done work for a number of different financial firms, where he developed a bond portfolio optimization program and trading systems for commodities and stocks. Michael is also a well-known author. His first book “Short-Term Trading with Price Patterns” was published in 1999. His other two books “Stock Trading Techniques with Price Patterns” and “Profitability and Systematic Trading” were published in 2000 and 2008, respectively. His most recent book is "Fooled By Technical Analysis". Michael holds a Masters degree in Operations Research, with emphasis in forecasting and financial engineering and another Masters degree in Mechanical Engineering. Website: www.priceactionlab.com
I was a software engineer for a little over 21 years before I decided to call it quits to the corporate world when I was 45 years old (in 2014). I have always dreamed of retiring early, but I didn't plan to retire until I was 50 years old. When I realized my investment portfolio could generate the income I needed to free my life from the shackles of the corporate world, I quit my job and never looked back.
I did not win the lottery, inherited large sums of money, nor got lots of stock options from a company that I worked at that IPO'ed. It was all very hard-earned. I lived below my means and saved a substantial percentage of my take-home pay ever since the third year of my professional life.
I've been a lurker on SeekingAlpha for years, and finally decided to become a contributor to document my journey as an early retiree.
It's hard to categorize me as an investor. Although I'm mostly "dividend growth" minded, I also dabble in growth, deep value, speculation, as well as a little hedging now and then with options.
CTO, FLHP Trading Systems, LLC
Aerospace and Computational Engineer with 28 years experience in Engineering and Scientific Modeling and Programming including large scale vector and parallel processing. Work includes Finite Element Modeling in Structural Analysis, Magnetic Modeling, and Fluid Dynamics codes primarily for the Aerospace community. 30+ years of stock market and mutual fund investing, 8+ years of ETF and options trading.
Brian Dightman founded Dightman Capital, an independent Registered Investment Advisor firm in 2007, just in time to deploy defensive strategies prior to the 2008 credit crisis. He has more than 10 years of industry experience and currently manages Global Growth Strategies which have been GIPS® performance verified. He has published articles in several leading industry publications and writes commentary for Seeking Alpha.
Brian also acts as an educator and currently leads a Meetup Group designed to help individual investors learn the William O’Neil CAN SLIM® stock investing system.
Brian is committed to identifying successful investing strategies and developing systems that allow them to be deployed at Dightman Capital. In particular, he is interested in exploiting those areas of asset markets that exhibit inefficiencies. His primary goal is the successful compounding of principle by avoiding sustained market declines; generating income and capital growth.
Please contact the firm if you would like to receive a GIPS® verified performance presentation.
Retired English prof & scuba diver (instructor certification) living on investment income, pension and Soc Sec. Now entering my geezer years and every day is like Christmas. More of an income/dividend investor, especially with closed end funds and preferreds, but pay intense attention to moving averages on etfs. On the fringes I speculate with options from time to time -- but I'd have more money today if I'd never heard the words "calls and puts". Political beliefs tend to be center-right, but growing weary of it all. Active member of the Morningstar discussion groups. Happily married to my beautiful, mail-order Latina bride; just celebrated our 12th anniversary. Grown daughter from first marriage happily got a good job at last and is now off dad's payroll .... almost. Now living the best years of my life. Other than travel and veterinary bills, I try (not very successfully) to live simply. The greatest luxuries are leisure to read and no financial worries. The greatest lament: slow physical deterioration and losing friends as they drift away. Discussions with intelligent people on the internet are a great help.
Favorite recent books: Tom Wolfe's A MAN IN FULL. Steven Gains' PHILISTINES AT THE HEDGEROW, MY SOUTHERN JOURNEY by Rick Bragg. Lastly I'll add SECONDHAND TIME by Svetlana Alexievich, tragic oral histories from the last of the soviet people.
(The photo is of me outside a Paris cafe, watching the nightlife pass me by.)
Mr. Berger is the creator and developer of the YDP screening tool, a chart system and its analysis for screening and monitoring dividend income equity investments. The recipient of Seeking Alpha's Outstanding Performance Award, he also has been Seeking Alpha's #3 ranked Author for Income Investing Strategy & #4 for Utilities.
20 years of sitting in the board room gives me unique insights into Oil & Gas investments and corporate deal making in general. Additionally, he offers a Premium Research subscription service for boosting income while reducing market risk using covered option writing on a dividend income equity portfolio.
Residing in Brazil gives me a local's inside view on the pulse of its economy, politics, investment climate and breaking news. A view of my front yard is available here.
A former Chief Operating Officer, Director, Vice President and General Manger of Oil and Gas for Southern Pacific's Oil and Gas Operations, Business owner, geologist, and cribbage player, I've been an investor for over 48 years (started young at 13) and learned my lessons the way that makes them stick, by hard knocks and both big and little mistakes. Hopefully I can share some of those lessons with others.
I am an American expatriate that decided to retire at age 57 in 2009 and now live in Brazil. As an early retiree I invest for income and manage portfolio risk by screening for strong and reliable historic data along with favorable fundamental and technical current trends.
I spend 6 months/year living at home in Brazil and 6 months/year traveling the world. I have structured my financial positions so that I live virtually tax free with much of my income exempt from US tax since I live ex patriot and a lot of my US derived income over the annual ex-patriate exemptions is held in my tax free ROTH and tax deferred IRA/SIMPLE plans. This enables my tax savings to pay for my 6 months of annual traveling :) .
My investing is for income and appreciation with a balance of low to moderate short term risk and low long term risk. To accomplish this I use quality dividend payors with a long track record of steady or increasing dividends along with slowly appreciating equity prices. I target a 6 to 9 % yield and almost exclusively require a minimum history of 5 years of steady/increasing dividends and no decreases in dividend ever or at least past 10 years. I diversify through sector, country and currency unit the stocks are traded in, and security type (equity, royalty trust, REIT, mlp, etf, and ADRs).
I use covered call writing to enhance my portfolio yield with no added risk. In fact, it lowers the risk substantially. Once I identify a stock I want to own and an entry price for it, I write cash covered puts at or below that entry price (with a minimum of 1%/month time premium. Thus i obtain at least a 12% annualized yield before compounding just from the option premium.
Likewise, I use the sale of cash covered puts to generate income and and generally get an entry point at 5 to 10% below my acceptable entry level price if/when the put stock does get presented. Thus my strategy provides a 12% pre compound yield on cash and entry into stock purchases at a 5 to 10% discount from "retail".
Because I only select stocks that I am willing to hold long term for their reliable dividend yields of > 6%, I am not concerned much with market volatility or short/midterm risk. Indeed, market volatility is my friend since it increases the premiums paid on the options I sell. I also selectively sell covered calls on positions I hold long so as to add to my yield that way while not taking on any additional risk.
This strategy has kept me happily living off my portfolio income and traveling 1/2 the year while my portfolio has been slowly increasing in value even after my harvesting income for living expenses. Of course my income will incrementally increase when social security kicks in for me in a few more years and I may then slightly mofidy my goals and strategies.
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John Cole Scott is Chief Investment Officer at the firm and holds the Series 66 FINRA Licenses. In 2002 he earned the Certified Fund Specialist designation (CFS). For over 15 years John has specialized in closed-end fund/BDC research, analysis and trading.
He has been quoted or interviewed by Bloomberg, SmartMoney, Investment News, The Street, Morningstar, Registered Rep, Reuters, Bond Buyer, Better Investing, USA Today and The Richmond Times Dispatch and published in SR Consultant. He has presented at conferences or events in Atlanta, GA, Charlotte, NC, Boca Raton, FL, Chicago, IL, Denver, CO, Houston, TX, Miami, FL, Minneapolis, MN, Naples, FL, Newark, NJ, Richmond, VA, New York, NY, San Francisco, CA, Tampa, FL and Washington DC including several keynote addresses.
In April 2008 John founded CEFA's Closed-End Fund Universe, a comprehensive weekly data service covering the closed-end fund industry currently with 185+ data points per traditional CEF and 115+ per Business Development Companies (BDCs). We launched BDCUniverse.net in August 2015 as the first BDC Research website covering all public BDCs. In November 2008 he founded "The CEF Network" on LinkedIN with 1375+ members.
John is a long time member and current Board Member of The Richmond Association for Business Economics (RABE) and serves on the Investment and Standing Committee for The New York State Society of The Cincinnati. He can be reached via: firstname.lastname@example.org or (804) 288-2482.
Accounting degree from SUNY , Vietnam Vet and retired Army (Infantry) Major (Active Duty and USAR) . Retired Dept of Defense Supervisory Auditor and now full time (pending spouse approval on a recurring basis) Trader.
However I am mainly a DGI investor, but into total return w/ minimal dividends in my taxable portfolio and trading account.
I am no market wizard, as the Market has been a humbling mistress. However despite missteps I have been able, over 4 decades, to build a 7 digit portfolio.
Stocks, Real Estate, and gas leases (these 2 were stumbled upon just as I am a bumbling handy man and an avid outdoorsman) have blessed me beyond my humble expectations. Over the past few years I have enjoyed the wisdom of Chowder, Dave C., Rose, George A., DVK, Chuck C. and countless others who I look on as inspirational ,filled with common sense.
Economic background. Former owner and manager of a commodities trading company. Now retired and trying to understand the financial markets.
Long term investor with an objective of achieving a 10% internal rate of return on a 7-10 years period.
Enjoying Seeking Alpha for all the information and analysis it provides.
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Martin Vlcek is a full-time investor and analyst who has been actively investing and managing money for more than 15 years. Martin has an Economics degree. Martin’s investment philosophy is to hold a truly diversified portfolio of investments across asset classes with low or negative correlation and a positive carry if possible. His primary stock investment focus is on undervalued small-cap stocks with favorable risk-to-reward ratio and upcoming catalysts.
Martin became a full-time investor and money manager after a 15-year career in online marketing where he was one of the pioneers of the pay-per-click search. Martin later held managerial positions at several Fortune 500 companies and also managed his own startup company.
IMPORTANT DISCLAIMER: Martin is not a Registered Investment Advisor, Broker/Dealer, Securities Broker or Financial Planner. The Information in his articles, his comment and his premium subscription service on SeekingAlpha.com or elsewhere is provided for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to any individual. Before using Martin's information to make an investment decision, you should seek the advice of a qualified and registered securities professional and undertake your own due diligence. None of the information provided by Martin is intended as investment advice, as an offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, company, or fund. Martin is not responsible for any investment decision made by you. You are responsible for your own investment research and investment decisions.
(Note: In case it matters to anyone, I'm not a physician. I live in Maryland. This has caused confusion on some threads.)
Profile picture is the NASA GISS Global Surface Temperature Index, 1880-2012. If this were the DJIA, we'd call it a bull market. Instead, it's a disaster in the making. Do you have kids?
I invest for total return, through a combination of small-cap value stocks (typically held for months to a year), a core position of dividend stocks, a small selection of growth companies and a limited number of ETFs.
I have a diverse background in engineering, neuroscience research, statistical analysis, and software development.
The Short Side Of Long is a free public access financial blog, that discusses price movements of different asset classes, from stocks to bonds, currencies to commodities and everything else in between, including a bit of alternative assets at times as well. There is only one author and his name is Tiho.
Q: What does Short Side Of Long mean?
A famous trader by the name of Jesse Livermore once said that “there is only one side of the market and it is not the bull side or the bear side, but the right side.” That quote was the inspiration to the name of this blog. The bear side is the short side, while the bull side is the long side and the rest is play on words.