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curreyr

curreyr
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  • A Million Dollar Portfolio: Easier Than You Might Think [View instapost]
    In 2006, I planted a pair of cherry trees (bare root saplings).
    In 2007, I had 2-3 cherries.
    In 2008, I had a couple handfuls.
    In 2009, I had enough to make the best cherry pie ever.
    In 2010, I sold the property, but I expect their "dividend" is being enjoyed by the new owners!

    Farming/gardening involves many of the aspects of successful investing. That is:
    Planning (choose your 'crop' wisely)
    Patience (it doesn't produce overnight)
    Nutrition (it requires additions .. water/fertilizer or $)
    Maintenance (weed, thin and adjust for conditions)
    May 28 02:29 PM | 2 Likes Like |Link to Comment
  • A Million Dollar Portfolio: Easier Than You Might Think [View instapost]
    One thing I would add is that the "second mistake" would be the "home run strategy". For some, buying lottery tickets is "the plan"!

    In my opinion, retirement planning is more like farming than it is gambling.
    May 28 01:05 PM | 4 Likes Like |Link to Comment
  • Should You Delay Social Security Benefits?  [View instapost]
    My first was in 1974. It's completely different drive now. From Northern CA to Anchorage is about 5 day drive instead of 2 weeks.
    May 28 11:19 AM | Likes Like |Link to Comment
  • Should You Delay Social Security Benefits?  [View instapost]
    I've driven the alcan many times. It is completely paved now (other than sections being worked).
    From the canada border north, figure about 600 miles per day (10 hours per day driving).
    May 28 10:54 AM | Likes Like |Link to Comment
  • I'm An Irrationally Exuberant Investor In Tesla [View article]
    'Secret is just two words "yes dear".'
    The best name for a boat ever (and yup).
    May 23 04:48 PM | 5 Likes Like |Link to Comment
  • The Dark Side Of Tesla's Masterful Short Squeeze [View article]
    Is the market for $100k cars saturated? If so what's going to happen to Daimler (mercedes) or GM (cadillac, corvette) or Toyota (acura) ...
    May 23 01:31 PM | 1 Like Like |Link to Comment
  • Should You Delay Social Security Benefits?  [View instapost]
    I'm retiring at 55! (that's the plan, and so far on target).
    Start early, live frugal, eliminate debt, save and invest.
    It's so easy a caveman can do it!
    May 23 01:09 PM | 3 Likes Like |Link to Comment
  • Should You Delay Social Security Benefits?  [View instapost]
    David,
    I am far from facing the decision of when to start collecting SS since I'm only 47.
    The tax implications are a consideration I had not contemplated.

    It's my goal to have my income requirements met by investments regardless of SS. For that reason, I was intending to collect SS as soon as eligible and simply use it to further boost the portfolio (i.e. I feel I can outperform the performance over the 8 year wait).

    I will definitely give it further thought, thanks for the posting.
    May 23 11:35 AM | 1 Like Like |Link to Comment
  • The Dark Side Of Tesla's Masterful Short Squeeze [View article]
    "the other automakers that are building zero emission vehicles will saturate the ZEV credit market."

    Which other automakers would that be that will saturate the ZEV credit market?
    May 22 04:10 PM | 15 Likes Like |Link to Comment
  • Why Would I Not Sell Dividend Stocks Even After A 1000% Gain? [View article]
    MathRulz, Look at the CCC list and there is a reasonbly represented amount of small and mid cap stocks as well (many are smaller regional banks if I recall)
    May 16 07:11 PM | 2 Likes Like |Link to Comment
  • Kimberly Clark: An Underrated Teacher For Dividend Investors [View article]
    " A lot of brokers will reinvest dividends, usually for no charge, but the difference is that company-sponsored DRIPs also allow the participants to invest additional cash, often in amounts as little as $25 or $50, and many charge no fees. "

    And many do ... "choose wisely"
    May 15 07:19 PM | 4 Likes Like |Link to Comment
  • The Business Model Of The Dividend Growth Investor [View article]
    DVK,

    Take a look at BMY.
    Over the last 5 years, the price correlates with the dividend $.
    EPS, not so much. I'm guessing perhaps this is a case of "expectations".

    I'm probably taking half my cap-gain out tomorrow. I'm thinking DE or CSX instead.
    May 15 06:32 PM | 1 Like Like |Link to Comment
  • The Business Model Of The Dividend Growth Investor [View article]
    "The ability to manage a portfolio DEPENDS A GREAT DEAL ON WHETHER THE PORTFOLIO HAS GAINS OR LOSSES. "

    How does the portfolio have income losses?
    The only reasons I can see are:
    a) Income cut/elimination (e.g. dividend cut, bond default, etc)
    b) Income effectiveness (e.g. lack of income growth to counter inflation).
    May 15 05:24 PM | 1 Like Like |Link to Comment
  • The Business Model Of The Dividend Growth Investor [View article]
    "By making the objective equal to the strategy success is ensured."
    You have it backward, the strategy is to meet the objective.
    If an income stream isn't a part of the objective (e.g. wealth for de-accumulation), then it might make sense to have a different strategy.

    "* Profits from any source other than dividends don't count."
    Of what other sources are you referring to?
    Loans (e.g bonds) and real estate (e.g. rentals) come to mind. They can have a place for some (I have a seller financed loan on a property). The fixed rate nature is something I'm hoping to divest of.
    If you're referring to "options", that's simply trading in another form.
    May 15 02:07 PM | 2 Likes Like |Link to Comment
  • Procter & Gamble - A Dividend Stock To Hold Forever [View article]
    "and you are just not going to get that by buying Kroger brand drier sheets"

    Ok, understood, and personally I find that a bit weak.

    I do get the "moat" that candy/sweets can have (e.g KO or HSY or MDLZ).

    But my detergent? Seriously?
    May 13 07:45 PM | Likes Like |Link to Comment
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