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My philosophy ...
*) Don't take unnecessary debt. Sometimes debt *is* a necessity (e.g. housing, education, transportation).
*) Educate for your talent. If you are good at what you do, an education will compound that talent into wealth (even if you have to go into debt).
*) Eliminate debt as soon as possible.
*) Be the bank (when possible).
Me personally ...
At 45 (2011), I realized I needed to get serious about planning for a retirement.
Met with a financial advisor and asked him, "what will it take for me to retire at 55".
He thought I was nuts, but ...
My "ignored investments" that I only really added to while 25-35,
plus the cap gains after selling my house, provide a base to build from.
I now have a significant income stream to contribute because of the "philosophy" above.
Dividend stock ideas & income, Foreign stocks, Mutual funds, Retirement savings, Stocks - long, Tech stocks
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