Ph.D, 1970 microbiology and immunology, medical school teaching and research; investor since 1987; retired 1998; large family, 4 adult children (2 physicians, teacher and missionary), 10, soon to be 11 grandchildren I am trying to teach to save and invest. Created only course in large metro area in film music and also studying piano since several years before retirement. Enjoy Seeking Alpha and learning lots from it. When I entered the professional "world" in the late 50's almost the only jobs available were teaching and nursing; I encountered lots of resistance, even "why should I hire you with all those kids?" Still enjoy learning and forging ahead! Best description not allowed below, ie, retired but still a student!!