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    <title>Deltascared's Comments</title>
    <description>Deltascared's Comments RSS Syndication from SeekingAlpha.com</description>
    <link>http://seekingalpha.com/user/959152/comments</link>
    <item>
      <title>12 Nonprofits to Receive Pro Bono Advice from Morgan Stanley’s Strategy Challenge</title>
      <link>http://seekingalpha.com/news-article/6128241-12-nonprofits-to-receive-pro-bono-advice-from-morgan-stanley-s-strategy-challenge?source=feed#comment-17328691</link>
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        <![CDATA[I love you guys and I like MS. However,  I would rather see a genius play to get the SP to $65 but God bless you  for this noble undertaking. <br/><br/>While you have the shining armor on...<br/><br/>Now if you could just explain to most of the US population that MS and Wall Street did not mastermind and then effectuate the 2008 economic collapse by predatory lending, pressuring the government to make or back bad loans and then riding short positions to insane amounts of profit, you might save what we have left of capitalism. <br/><br/>Please. ]]>
      </content>
      <pubDate>Sun, 07 Apr 2013 16:55:57 -0400</pubDate>
      <description>
        <![CDATA[I love you guys and I like MS. However,  I would rather see a genius play to get the SP to $65 but God bless you  for this noble undertaking. <br/><br/>While you have the shining armor on...<br/><br/>Now if you could just explain to most of the US population that MS and Wall Street did not mastermind and then effectuate the 2008 economic collapse by predatory lending, pressuring the government to make or back bad loans and then riding short positions to insane amounts of profit, you might save what we have left of capitalism. <br/><br/>Please. ]]>
      </description>
    </item>
    <item>
      <title>Bank of America (BAC) is engaged in "accounting arbitrage" says Manal Mehta, reserving far less for legal cases than it may have to pay out. If regulators forced the bank to properly account for the possible losses, it's likely they would disallow any capital returns and force BofA to continue socking away its profits.</title>
      <link>http://seekingalpha.com/currents/post/871111?source=feed#comment-15927411</link>
      <guid isPermaLink="false">15927411</guid>
      <content>
        <![CDATA[Watch this impact the whole finance sector until next week that is.when investors realize that <br/><br/>1) B of A is not the whole world.<br/><br/>2) This writer may not be right. There is precedent for really large tales coming from the NYT. <br/><br/>3) The NYT is nutty as a fruitcake at times and destroying the country with their comical bias and lies.<br/><br/>I am not long B of A. ]]>
      </content>
      <pubDate>Wed, 06 Mar 2013 13:12:07 -0500</pubDate>
      <description>
        <![CDATA[Watch this impact the whole finance sector until next week that is.when investors realize that <br/><br/>1) B of A is not the whole world.<br/><br/>2) This writer may not be right. There is precedent for really large tales coming from the NYT. <br/><br/>3) The NYT is nutty as a fruitcake at times and destroying the country with their comical bias and lies.<br/><br/>I am not long B of A. ]]>
      </description>
    </item>
    <item>
      <title>Citigroup: Destined To Double By 2014?</title>
      <link>http://seekingalpha.com/article/1249301/comments?source=feed#comment-15914391</link>
      <guid isPermaLink="false">15914391</guid>
      <content>
        <![CDATA[Thanks for a focused, well written article with the courage of a conclusion. Like brave soldiers on a battlefield, those who step into the line of fire with real projections should be admired.<br/><br/>As years go by...:<br/><br/>First, MS and GS are subject to similar influences but are really in a different business than C, BAC et al. so comparing their general line numbers and ratios for projections is risky. Delve into their earnings sources and see if I don't have a point. They share the problem that recovering from write downs in REO, nonperforming loans  and other red ink wells takes time. <br/><br/>My ex wife is a very prominent bank analyst and I deeply admire and respect her personally. I don't bother to discuss her opinions on banks since it is like speaking to an economist. These institutions are so tied to formulas and currents in the general economy and government regulation  that inspecting chicken entrails would likely tell you as much as her considerable expertise and information base. Her fortune was mostly made from investments in smaller banks with her using micro information and management to get good results. <br/><br/>My local analyst feels the same way you do and projected a slightly longer term for SP to doubling and predicted that GS and MS would leave the woods first so Dr. Spider may have longer to wait.  He also found $40 or better for MS by early 2014 and I jumped on buys and calls predicated on that. The problem is that 2016 may be the day for his number and 2018 could be the date for yours.]]>
      </content>
      <pubDate>Wed, 06 Mar 2013 10:03:46 -0500</pubDate>
      <description>
        <![CDATA[Thanks for a focused, well written article with the courage of a conclusion. Like brave soldiers on a battlefield, those who step into the line of fire with real projections should be admired.<br/><br/>As years go by...:<br/><br/>First, MS and GS are subject to similar influences but are really in a different business than C, BAC et al. so comparing their general line numbers and ratios for projections is risky. Delve into their earnings sources and see if I don't have a point. They share the problem that recovering from write downs in REO, nonperforming loans  and other red ink wells takes time. <br/><br/>My ex wife is a very prominent bank analyst and I deeply admire and respect her personally. I don't bother to discuss her opinions on banks since it is like speaking to an economist. These institutions are so tied to formulas and currents in the general economy and government regulation  that inspecting chicken entrails would likely tell you as much as her considerable expertise and information base. Her fortune was mostly made from investments in smaller banks with her using micro information and management to get good results. <br/><br/>My local analyst feels the same way you do and projected a slightly longer term for SP to doubling and predicted that GS and MS would leave the woods first so Dr. Spider may have longer to wait.  He also found $40 or better for MS by early 2014 and I jumped on buys and calls predicated on that. The problem is that 2016 may be the day for his number and 2018 could be the date for yours.]]>
      </description>
    </item>
    <item>
      <title>Morgan Stanley: 4Q Results Mask 'The Pain Ahead'</title>
      <link>http://seekingalpha.com/article/1201641/comments?source=feed#comment-15223481</link>
      <guid isPermaLink="false">15223481</guid>
      <content>
        <![CDATA[Does it pay?]]>
      </content>
      <pubDate>Tue, 19 Feb 2013 16:50:01 -0500</pubDate>
      <description>
        <![CDATA[Does it pay?]]>
      </description>
    </item>
    <item>
      <title>Morgan Stanley: 4Q Results Mask 'The Pain Ahead'</title>
      <link>http://seekingalpha.com/article/1201641/comments?source=feed#comment-15216321</link>
      <guid isPermaLink="false">15216321</guid>
      <content>
        <![CDATA[This will amuse Alpha readers. I got an email from a lady I know accusing me of being connected to &quot;Shock Exchange&quot;, the writer here. <br/><br/>Well, I am as close to him as a citizen of the same country. And that is a guess on my part! He seems fine and has a theory. That is it.<br/><br/>As for the slur that  two of us are about knocking the MS SP number down. I am long MS with both options and shares. Honest. I am at $25 on options! LOL<br/><br/>And lastly, the all time high for MS is not about $50 as most write and she said. <br/><br/>I think it got around $80 or $85 on a ten or fifteen year chart. You can check the charts yourself since I was sloppy due to my disinterest in ancient history when it comes to share prices. <br/><br/>I would love to see $85 for MS again but I would also like to be built like the latest James Bond.  I'm working on it...]]>
      </content>
      <pubDate>Tue, 19 Feb 2013 14:26:44 -0500</pubDate>
      <description>
        <![CDATA[This will amuse Alpha readers. I got an email from a lady I know accusing me of being connected to &quot;Shock Exchange&quot;, the writer here. <br/><br/>Well, I am as close to him as a citizen of the same country. And that is a guess on my part! He seems fine and has a theory. That is it.<br/><br/>As for the slur that  two of us are about knocking the MS SP number down. I am long MS with both options and shares. Honest. I am at $25 on options! LOL<br/><br/>And lastly, the all time high for MS is not about $50 as most write and she said. <br/><br/>I think it got around $80 or $85 on a ten or fifteen year chart. You can check the charts yourself since I was sloppy due to my disinterest in ancient history when it comes to share prices. <br/><br/>I would love to see $85 for MS again but I would also like to be built like the latest James Bond.  I'm working on it...]]>
      </description>
    </item>
    <item>
      <title>Morgan Stanley: 4Q Results Mask 'The Pain Ahead'</title>
      <link>http://seekingalpha.com/article/1201641/comments?source=feed#comment-15204661</link>
      <guid isPermaLink="false">15204661</guid>
      <content>
        <![CDATA[Yes! This is about the opposite from what I have been hearing and has a cognitive dissonance with what the press has been producing recently.<br/><br/>We had Bloomberg write an article dated Dec 27th, 2012 on the fourth quarter burst after a sluggish 2012. Bloom said it pointed to a strong 2013. We had the source,  AxialMarket, supply some suggestion of a lot of action.. Then there was Reuters with the deals of the day just... today. <br/><br/>Shows you can't believe what you read.<br/><br/>Or are you short somewhere?]]>
      </content>
      <pubDate>Tue, 19 Feb 2013 11:09:39 -0500</pubDate>
      <description>
        <![CDATA[Yes! This is about the opposite from what I have been hearing and has a cognitive dissonance with what the press has been producing recently.<br/><br/>We had Bloomberg write an article dated Dec 27th, 2012 on the fourth quarter burst after a sluggish 2012. Bloom said it pointed to a strong 2013. We had the source,  AxialMarket, supply some suggestion of a lot of action.. Then there was Reuters with the deals of the day just... today. <br/><br/>Shows you can't believe what you read.<br/><br/>Or are you short somewhere?]]>
      </description>
    </item>
    <item>
      <title>"The Goldilocks era of post-crisis M&amp;amp;A has never been an if, but a when," says JPMorgan (JPM) vice-chair James Lee. "CEOs are declaring that day has come." Including the Berkshire buy, $40B in deals were announced yesterday and $140B this month. Transaction volume is up 27% Y/Y vs. an 8% slump for 2012. It should mean sweet profits for the newly lean banks.</title>
      <link>http://seekingalpha.com/currents/post/831001?source=feed#comment-15160541</link>
      <guid isPermaLink="false">15160541</guid>
      <content>
        <![CDATA[There are about 15 reasons for all the M &amp; A and looking to the idea that it is predicated on a market top is supported by history but is not the real impetus and probably not the most active ingredient.<br/><br/>First, it just started. Let us see how long it lasts. We have another fiscal cliff and that could change lots of things. <br/><br/>Then there is the little matter of a over a trillion in cash earning about enough to pay the finance staff to keep finding holes for it and spinning ideas to justify ducking the notion giving it to shareholders.<br/><br/>Also, the bad loans and investments by the banks have begun to come into a clear scope and focus and the cleanup after the party and home giveaway theory of the last two decades is well under way. There were pronouncements from Fitch or some other umpire  of MS in the last week or so on this very issue. Of course, the real work has been carried out over years. <br/><br/>Here is the KEY: <br/><br/>If the M &amp; A continues or even builds and we avoid a collapse in Europe and somehow keep our taxing and spending in a comfort zone without having Moodys suggesting the purchase of firearms, canned goods and gold, the income to the banks will soar. <br/><br/>The profits from M &amp; A are considerable. With the potential volume sitting in the financial sector, (something nobody disputes) even a smoldering, singing fire will have a big impact. Then stocks like MS will do very well. A wildfire of M &amp; A will be almost like giving the actors a key to Fort Knox. And in either case, the balance sheets will become palpably stronger so the red ink of the toxic past and the concomitant reserve concerns will rapidly pale. <br/><br/>This will hold true even with some inflation worry or the inevitable comments about the giant sized noodle maker acquiring a flat bread plant expecting to produce earnings consistent with the makers of wedding cakes and caviar. <br/><br/>Interesting.  ]]>
      </content>
      <pubDate>Mon, 18 Feb 2013 12:10:27 -0500</pubDate>
      <description>
        <![CDATA[There are about 15 reasons for all the M &amp; A and looking to the idea that it is predicated on a market top is supported by history but is not the real impetus and probably not the most active ingredient.<br/><br/>First, it just started. Let us see how long it lasts. We have another fiscal cliff and that could change lots of things. <br/><br/>Then there is the little matter of a over a trillion in cash earning about enough to pay the finance staff to keep finding holes for it and spinning ideas to justify ducking the notion giving it to shareholders.<br/><br/>Also, the bad loans and investments by the banks have begun to come into a clear scope and focus and the cleanup after the party and home giveaway theory of the last two decades is well under way. There were pronouncements from Fitch or some other umpire  of MS in the last week or so on this very issue. Of course, the real work has been carried out over years. <br/><br/>Here is the KEY: <br/><br/>If the M &amp; A continues or even builds and we avoid a collapse in Europe and somehow keep our taxing and spending in a comfort zone without having Moodys suggesting the purchase of firearms, canned goods and gold, the income to the banks will soar. <br/><br/>The profits from M &amp; A are considerable. With the potential volume sitting in the financial sector, (something nobody disputes) even a smoldering, singing fire will have a big impact. Then stocks like MS will do very well. A wildfire of M &amp; A will be almost like giving the actors a key to Fort Knox. And in either case, the balance sheets will become palpably stronger so the red ink of the toxic past and the concomitant reserve concerns will rapidly pale. <br/><br/>This will hold true even with some inflation worry or the inevitable comments about the giant sized noodle maker acquiring a flat bread plant expecting to produce earnings consistent with the makers of wedding cakes and caviar. <br/><br/>Interesting.  ]]>
      </description>
    </item>
    <item>
      <title>Morgan Stanley Management Hosts Fixed Income Investor Conference Call - Transcript</title>
      <link>http://seekingalpha.com/article/1183631/comments?source=feed#comment-15081571</link>
      <guid isPermaLink="false">15081571</guid>
      <content>
        <![CDATA[This all makes sense to be but I like MS and the people there and I have put my money where my assessment is. <br/><br/>No comments from all the MS haters out there? ]]>
      </content>
      <pubDate>Sat, 16 Feb 2013 09:14:45 -0500</pubDate>
      <description>
        <![CDATA[This all makes sense to be but I like MS and the people there and I have put my money where my assessment is. <br/><br/>No comments from all the MS haters out there? ]]>
      </description>
    </item>
    <item>
      <title>50 Fearless Predictions For 2013</title>
      <link>http://seekingalpha.com/article/1090541/comments?source=feed#comment-14926591</link>
      <guid isPermaLink="false">14926591</guid>
      <content>
        <![CDATA[This guy had guts.]]>
      </content>
      <pubDate>Wed, 13 Feb 2013 08:39:41 -0500</pubDate>
      <description>
        <![CDATA[This guy had guts.]]>
      </description>
    </item>
    <item>
      <title>Are more gains in store for the banks after the President last night gave a push to the stalled Menendez-Boxer bill which would streamline the refinancing process for Fannie and Freddie borrowers? BAC +0.9%, C +0.3%, JPM +0.5% premarket (no trades for WFC).</title>
      <link>http://seekingalpha.com/currents/post/823681?source=feed#comment-14926441</link>
      <guid isPermaLink="false">14926441</guid>
      <content>
        <![CDATA[The bill is a short term jolt for a number of interest groups. I am no expert. If your search Heritage dot org or other conservative web pages, the bill isn't very popular. To answer Mr. Fish, the bill is to allow people with underwater mortgages and possibly bad credit to refinance their homes which many shouldn't have qualified for in the first place. ]]>
      </content>
      <pubDate>Wed, 13 Feb 2013 08:36:14 -0500</pubDate>
      <description>
        <![CDATA[The bill is a short term jolt for a number of interest groups. I am no expert. If your search Heritage dot org or other conservative web pages, the bill isn't very popular. To answer Mr. Fish, the bill is to allow people with underwater mortgages and possibly bad credit to refinance their homes which many shouldn't have qualified for in the first place. ]]>
      </description>
    </item>
    <item>
      <title>Now Is The Time To Sell Apple</title>
      <link>http://seekingalpha.com/article/833951/comments?source=feed#comment-14126591</link>
      <guid isPermaLink="false">14126591</guid>
      <content>
        <![CDATA[I dumped AAPL at almost exactly the right time. I made money on both stock and options as it rose over $650 on positions I held for years. Then I left. <br/><br/>Even the Roman Empire had limits. The $700 was a worry but I think we have too much negativity now.<br/><br/>Fine company.]]>
      </content>
      <pubDate>Thu, 24 Jan 2013 19:54:43 -0500</pubDate>
      <description>
        <![CDATA[I dumped AAPL at almost exactly the right time. I made money on both stock and options as it rose over $650 on positions I held for years. Then I left. <br/><br/>Even the Roman Empire had limits. The $700 was a worry but I think we have too much negativity now.<br/><br/>Fine company.]]>
      </description>
    </item>
    <item>
      <title>Morgan Stanley Has 50% Upside Within 3 Years</title>
      <link>http://seekingalpha.com/article/1123111/comments?source=feed#comment-14028261</link>
      <guid isPermaLink="false">14028261</guid>
      <content>
        <![CDATA[Tim Travis, have you seen the doom articles? Do you drink the same whiskey as my analyst? Think you are nuts? He says $40 plus by YE 14!<br/><br/> I am sitting on  options b/c of him. The $25 Jan 14. which was sunken to about 3 cents a few weeks ago from nearly $2 when I bought. MS actually seemed fairly valued in some types of analysis when sinking to $15! However, I avoided shooting him at that point so I guess it is all good from here.]]>
      </content>
      <pubDate>Tue, 22 Jan 2013 21:14:30 -0500</pubDate>
      <description>
        <![CDATA[Tim Travis, have you seen the doom articles? Do you drink the same whiskey as my analyst? Think you are nuts? He says $40 plus by YE 14!<br/><br/> I am sitting on  options b/c of him. The $25 Jan 14. which was sunken to about 3 cents a few weeks ago from nearly $2 when I bought. MS actually seemed fairly valued in some types of analysis when sinking to $15! However, I avoided shooting him at that point so I guess it is all good from here.]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13379001</link>
      <guid isPermaLink="false">13379001</guid>
      <content>
        <![CDATA[1) Your use of the New York Times article is humorous. You are using a 2010 article to help a liberal president find an excuse to enforce bad rules. You use the article's comments from an  EPA administrator on the subject of enforcing  laws passed by liberal Democratic Congresses and given legal mandates by liberal judges. These same rules were not enforced by former President Bush who was a believer in global warm..er, climate change. So Bush was better at stopping tough restrictions? That is all I can conclude. <br/><br/>2) You seem not to like &quot;Journals&quot;. I am sure that you examined those I cited along with the energy industry's entire body of reporting on the subject of our current energy production and possible alternative development opportunities which are being smothered or   kept dormant. I looked at them. The publications have a lot of facts, and have articles written by industry experts with education and experience and who work in the field every day. I'm sure they can't compare with where ever it was you went to school.<br/><br/>3) The &quot;anti-Obama&quot;  point I used on the &quot;skyrocket&quot; of prices came from President Obama on video.  <br/><br/>4) The paragraph where you deal with the controversial charge that President Obama is making energy more expensive is so convoluted that I will only say: &quot; Consider President Obama's Energy Secretary, who said, &quot;Somehow we have to figure out how to boost the price of gasoline to the levels in Europe.&quot; That's about $7 to $8 a gallon.<br/>And I've noted before the words of Alan Krueger of the Obama Treasury Department, who said, &quot;The Administration believes that it is no longer sufficient to address our nation's energy needs by finding more fossil fuels...&quot;&quot; <br/><br/>THAT does not sound like people out for cheap energy or good news for companies like CHK or XOM, COP, BP, ECA..<br/><br/>5) I am glad Solyndra makes you yawn. The half billion lost was chump change compared to the real impact of global warm..er climate change. But you are a big spender. You would not be too popular in some quarters with that attitude. The Republicans fret about our national debt, we have killings in Chicago in neighborhoods crying for more police and social intervention, the needs of the  elderly poor, infrastructure repairs on hold and even people still suffering from Sandy after the Senate loaded a bill for relief with pork projects. <br/><br/>6) And Volts are awesome? So all 26,000 of them potentially losing $49K a unit in a company held on life support with tax dollars? We sold 14.5 million cars in the US in 2012. And who can't grasp the &quot;big picture&quot;? <br/><br/>7) The integrity of former Vice President Al Gore is important. He is a major proponent of green energy due to environmental and climate problems which I can't describe since his program has numerous features and is a moving target.  He sold his TV network to an entity which is loaded with..(drumroll) OIL MONEY from the Mideast!  Now I know this is a difficult problem for you but the Mideast oil princes love high prices and low US production. He also supported higher tax rates for wealthy Americans Fine. Then, it was alleged that he tried to close his deal before the recent tax increases went into effect.  I don't know if that is true. I do know he has a 10,000 sq ft house, limos, a use of private jets and other rather profligate uses of energy. &quot;The Associated Press reviewed the Gores’ energy bills and reported that the family consumed 191,000 kilowatt-hours in 2006. This was considerably more than the amount of electricity used by the typical house in Nashville, about 15,600 kilowatt-hours a year.&quot;  This was from Fact check dot org, another partisan web site. <br/><br/>He has done rehabbing but no other info is available.<br/><br/>Finally, I do not hate our POTUS or anyone else. I just hoped for a debate on these issues. I would hope our leaders would weigh the opportunity now offered by the energy industry when we have a weak economy and Americans are suffering. &quot; Any investment in any sector of the economy creates jobs.&quot; You mean for bankruptcy lawyers like the Solyndra mess?  Think about that when you revere production as you say you do. .]]>
      </content>
      <pubDate>Sun, 06 Jan 2013 23:29:12 -0500</pubDate>
      <description>
        <![CDATA[1) Your use of the New York Times article is humorous. You are using a 2010 article to help a liberal president find an excuse to enforce bad rules. You use the article's comments from an  EPA administrator on the subject of enforcing  laws passed by liberal Democratic Congresses and given legal mandates by liberal judges. These same rules were not enforced by former President Bush who was a believer in global warm..er, climate change. So Bush was better at stopping tough restrictions? That is all I can conclude. <br/><br/>2) You seem not to like &quot;Journals&quot;. I am sure that you examined those I cited along with the energy industry's entire body of reporting on the subject of our current energy production and possible alternative development opportunities which are being smothered or   kept dormant. I looked at them. The publications have a lot of facts, and have articles written by industry experts with education and experience and who work in the field every day. I'm sure they can't compare with where ever it was you went to school.<br/><br/>3) The &quot;anti-Obama&quot;  point I used on the &quot;skyrocket&quot; of prices came from President Obama on video.  <br/><br/>4) The paragraph where you deal with the controversial charge that President Obama is making energy more expensive is so convoluted that I will only say: &quot; Consider President Obama's Energy Secretary, who said, &quot;Somehow we have to figure out how to boost the price of gasoline to the levels in Europe.&quot; That's about $7 to $8 a gallon.<br/>And I've noted before the words of Alan Krueger of the Obama Treasury Department, who said, &quot;The Administration believes that it is no longer sufficient to address our nation's energy needs by finding more fossil fuels...&quot;&quot; <br/><br/>THAT does not sound like people out for cheap energy or good news for companies like CHK or XOM, COP, BP, ECA..<br/><br/>5) I am glad Solyndra makes you yawn. The half billion lost was chump change compared to the real impact of global warm..er climate change. But you are a big spender. You would not be too popular in some quarters with that attitude. The Republicans fret about our national debt, we have killings in Chicago in neighborhoods crying for more police and social intervention, the needs of the  elderly poor, infrastructure repairs on hold and even people still suffering from Sandy after the Senate loaded a bill for relief with pork projects. <br/><br/>6) And Volts are awesome? So all 26,000 of them potentially losing $49K a unit in a company held on life support with tax dollars? We sold 14.5 million cars in the US in 2012. And who can't grasp the &quot;big picture&quot;? <br/><br/>7) The integrity of former Vice President Al Gore is important. He is a major proponent of green energy due to environmental and climate problems which I can't describe since his program has numerous features and is a moving target.  He sold his TV network to an entity which is loaded with..(drumroll) OIL MONEY from the Mideast!  Now I know this is a difficult problem for you but the Mideast oil princes love high prices and low US production. He also supported higher tax rates for wealthy Americans Fine. Then, it was alleged that he tried to close his deal before the recent tax increases went into effect.  I don't know if that is true. I do know he has a 10,000 sq ft house, limos, a use of private jets and other rather profligate uses of energy. &quot;The Associated Press reviewed the Gores’ energy bills and reported that the family consumed 191,000 kilowatt-hours in 2006. This was considerably more than the amount of electricity used by the typical house in Nashville, about 15,600 kilowatt-hours a year.&quot;  This was from Fact check dot org, another partisan web site. <br/><br/>He has done rehabbing but no other info is available.<br/><br/>Finally, I do not hate our POTUS or anyone else. I just hoped for a debate on these issues. I would hope our leaders would weigh the opportunity now offered by the energy industry when we have a weak economy and Americans are suffering. &quot; Any investment in any sector of the economy creates jobs.&quot; You mean for bankruptcy lawyers like the Solyndra mess?  Think about that when you revere production as you say you do. .]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13377071</link>
      <guid isPermaLink="false">13377071</guid>
      <content>
        <![CDATA[At least I have &quot;Journals&quot; to quote.]]>
      </content>
      <pubDate>Sun, 06 Jan 2013 21:56:03 -0500</pubDate>
      <description>
        <![CDATA[At least I have &quot;Journals&quot; to quote.]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13360961</link>
      <guid isPermaLink="false">13360961</guid>
      <content>
        <![CDATA[&quot;General Motors is years away from making money on the Chevy Volt, its electric plug-in hybrid. And a new report suggests that Chevy loses up to $49,000 on every Volt it produces.&quot; From Christian Science Monitor. Sept. 11, 2012<br/><br/>BTW, we just set a record for snow cover in this hemisphere. Former Vice President Al Gore just sold his&quot;Current &quot; TV network to Al Jazzera. <br/><br/>Al tried to close it before Obama raised taxes with this new year, even though Al supported &quot;paying more&quot;. Al has made millions on his climate expertise even though he has no particular scientific training or knowledge. <br/><br/>We are still headed for a terribly cold winter according to Weatherbell Analytics and Joe Bastardi. Their service costs $160 or so. The real cold will set in after Jan 15th. . ]]>
      </content>
      <pubDate>Sun, 06 Jan 2013 11:16:46 -0500</pubDate>
      <description>
        <![CDATA[&quot;General Motors is years away from making money on the Chevy Volt, its electric plug-in hybrid. And a new report suggests that Chevy loses up to $49,000 on every Volt it produces.&quot; From Christian Science Monitor. Sept. 11, 2012<br/><br/>BTW, we just set a record for snow cover in this hemisphere. Former Vice President Al Gore just sold his&quot;Current &quot; TV network to Al Jazzera. <br/><br/>Al tried to close it before Obama raised taxes with this new year, even though Al supported &quot;paying more&quot;. Al has made millions on his climate expertise even though he has no particular scientific training or knowledge. <br/><br/>We are still headed for a terribly cold winter according to Weatherbell Analytics and Joe Bastardi. Their service costs $160 or so. The real cold will set in after Jan 15th. . ]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13359351</link>
      <guid isPermaLink="false">13359351</guid>
      <content>
        <![CDATA[You write in such a terse and oblique manner it is difficult for me to follow you. I am sensing (guessing) that you think our POTUS is not anti-energy. No he is not. He is just anti carbon since he believes that we must waste money and opportunities till Al Gore is made a fool. Given the scientific ability of the American left, our POTUS and his great grandchildren will be buried before that question is resolved.<br/><br/>From the sound of it, you have no connections in the energy industry. The folks I know in the field absolutely hate Obama. Why don't you  do a web search on &quot;Anti energy Obama&quot; or a similar question? The Institute for Energy Research published a good intro article on Jan 24th of 2012. <br/><br/>I do not hate our POTUS. I really wanted someone to debate Obama then some of the crap attitudes you wrote about would have been cleaned off the sidewalk. The American voter have no idea what this guy would do to our economy or even what he has done. But he is entitled to a defense. The problem is that Romney believed he had it won and started acting like a football team with a comfy lead. Now, to your comments..I wanted a discussion and we missed it. The media isn't going to challenge him. Your post is a collection of their narrative. <br/><br/>LOL! Volts. Right. And all of 26,000!!!! Like we were supposed to have a million electric cars sold in 2011. Yes, our President believed that. And the electric stations?  Naturally, they have to be built with gov't dollars or tax breaks. The nutty aspects of libs is that they claim higher tax rates don't change economic activity and kill jobs. Right. They why does every bloody program of the new economy thrive on tax breaks or credits? Little inconsistency there, don't you think?<br/><br/>I am losing energy myself. But...on your comment on Alaska NG, from the Pipeline and Gas Journal, &quot;a spokesman for the API. &quot;The public and the oil and natural gas industry continue to support U.S. energy development. The administration continues to prevent, delay and obstruct development of important resources, and puts off jobs for another day.&quot; Date: October 2012, Vol. 239 No. 10 and posted on the web.<br/><br/>Then you wrote: &quot; Even most of the so called 'anti-coal' stuff passed under this administration was already on the books from as far back as Clinton, but didn't make it into law until Obama, making him look the culprit.&quot; LOL! <br/><br/>From the Institute for Energy:&quot; Referencing his proposed cap-and-trade energy tax, President Obama had a rare moment of political clarity when he said, “…if someone wants to build a coal plant, they can – it’s just that it will bankrupt them, because they are going to be charged a huge sum…” Unfortunately the President’s crusade against affordable energy didn’t end there.  IER recently noted that new EPA rules and regulations for power plants would shut down roughly 10 percent of our coal electricity production.   The 28 gigawatts of generating capacity that would go dark are the equivalent of shutting down every power plant in the state of Indiana or North Carolina, and, in the administration’s own words, would “necessarily” make our energy prices skyrocket.<br/><br/>The most troubling aspect of the energy debate is that President Obama and his administration are actively pursuing policies that make energy more expensive for consumers and businesses, while sending billions to failed businesses like Solyndra. Taxpayer funded renewable energy is a fantasy, but the pain at the pump is very real&quot; Article entitled Three Reasons the Obama Administration is Anti-Energy. <br/><br/>The administration just did a regulation dump Christmas week and eight months late. They have not been digested yet. I will offer an article from Oil Price dot Com: &quot;Relaxation of Obama’s Anti-Energy Policies Could Create 1.4 Million New Jobs&quot;.<br/><br/>Finally, we just had a tax and spending debate. Check which nations have less of their GNP taken in taxes, oil exporters or oil importers. Well, the importers like the US have 20 to 40 percent taken in painful taxes. The exporters between 2 and 7 percent.  If you want all the money for dream projects and programs, you need to have the income to pay for it and th energy industry is claiming that we are being fed lies while the economic pie shrinks. <br/><br/>Like 26,000 Chevy Volts. ]]>
      </content>
      <pubDate>Sun, 06 Jan 2013 10:29:03 -0500</pubDate>
      <description>
        <![CDATA[You write in such a terse and oblique manner it is difficult for me to follow you. I am sensing (guessing) that you think our POTUS is not anti-energy. No he is not. He is just anti carbon since he believes that we must waste money and opportunities till Al Gore is made a fool. Given the scientific ability of the American left, our POTUS and his great grandchildren will be buried before that question is resolved.<br/><br/>From the sound of it, you have no connections in the energy industry. The folks I know in the field absolutely hate Obama. Why don't you  do a web search on &quot;Anti energy Obama&quot; or a similar question? The Institute for Energy Research published a good intro article on Jan 24th of 2012. <br/><br/>I do not hate our POTUS. I really wanted someone to debate Obama then some of the crap attitudes you wrote about would have been cleaned off the sidewalk. The American voter have no idea what this guy would do to our economy or even what he has done. But he is entitled to a defense. The problem is that Romney believed he had it won and started acting like a football team with a comfy lead. Now, to your comments..I wanted a discussion and we missed it. The media isn't going to challenge him. Your post is a collection of their narrative. <br/><br/>LOL! Volts. Right. And all of 26,000!!!! Like we were supposed to have a million electric cars sold in 2011. Yes, our President believed that. And the electric stations?  Naturally, they have to be built with gov't dollars or tax breaks. The nutty aspects of libs is that they claim higher tax rates don't change economic activity and kill jobs. Right. They why does every bloody program of the new economy thrive on tax breaks or credits? Little inconsistency there, don't you think?<br/><br/>I am losing energy myself. But...on your comment on Alaska NG, from the Pipeline and Gas Journal, &quot;a spokesman for the API. &quot;The public and the oil and natural gas industry continue to support U.S. energy development. The administration continues to prevent, delay and obstruct development of important resources, and puts off jobs for another day.&quot; Date: October 2012, Vol. 239 No. 10 and posted on the web.<br/><br/>Then you wrote: &quot; Even most of the so called 'anti-coal' stuff passed under this administration was already on the books from as far back as Clinton, but didn't make it into law until Obama, making him look the culprit.&quot; LOL! <br/><br/>From the Institute for Energy:&quot; Referencing his proposed cap-and-trade energy tax, President Obama had a rare moment of political clarity when he said, “…if someone wants to build a coal plant, they can – it’s just that it will bankrupt them, because they are going to be charged a huge sum…” Unfortunately the President’s crusade against affordable energy didn’t end there.  IER recently noted that new EPA rules and regulations for power plants would shut down roughly 10 percent of our coal electricity production.   The 28 gigawatts of generating capacity that would go dark are the equivalent of shutting down every power plant in the state of Indiana or North Carolina, and, in the administration’s own words, would “necessarily” make our energy prices skyrocket.<br/><br/>The most troubling aspect of the energy debate is that President Obama and his administration are actively pursuing policies that make energy more expensive for consumers and businesses, while sending billions to failed businesses like Solyndra. Taxpayer funded renewable energy is a fantasy, but the pain at the pump is very real&quot; Article entitled Three Reasons the Obama Administration is Anti-Energy. <br/><br/>The administration just did a regulation dump Christmas week and eight months late. They have not been digested yet. I will offer an article from Oil Price dot Com: &quot;Relaxation of Obama’s Anti-Energy Policies Could Create 1.4 Million New Jobs&quot;.<br/><br/>Finally, we just had a tax and spending debate. Check which nations have less of their GNP taken in taxes, oil exporters or oil importers. Well, the importers like the US have 20 to 40 percent taken in painful taxes. The exporters between 2 and 7 percent.  If you want all the money for dream projects and programs, you need to have the income to pay for it and th energy industry is claiming that we are being fed lies while the economic pie shrinks. <br/><br/>Like 26,000 Chevy Volts. ]]>
      </description>
    </item>
    <item>
      <title>Short Morgan Stanley Shares</title>
      <link>http://seekingalpha.com/article/942031/comments?source=feed#comment-13358111</link>
      <guid isPermaLink="false">13358111</guid>
      <content>
        <![CDATA[It is $20.19 in early January 2013. That is decent.]]>
      </content>
      <pubDate>Sun, 06 Jan 2013 09:40:22 -0500</pubDate>
      <description>
        <![CDATA[It is $20.19 in early January 2013. That is decent.]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13304871</link>
      <guid isPermaLink="false">13304871</guid>
      <content>
        <![CDATA[Gigem, good comment. Where do you get info on fueling stations? Why does the administration seem to ignore the employment aspect of cheap domestic energy? Are they waiting for something?<br/><br/>I was told that an export tax could amply pay for our terminals to ship overseas. The problem is where do we get the money to change over to NG or electric highway vehicles in our infrastructure? The excise tax on gasoline is an obvious place.But how can you raise it without dumping the poor and the general economy?<br/><br/><br/>A United States Patent Application is at	20110218894 to &quot;progressively&quot; spike excise taxes but I hate giving the gov't another tube into our pockets. I wonder if President Obama or the DOE have anything planned. Or are we all going to Chevy Volts with nothing having carbon attributes powering the utility company's production?]]>
      </content>
      <pubDate>Fri, 04 Jan 2013 11:52:15 -0500</pubDate>
      <description>
        <![CDATA[Gigem, good comment. Where do you get info on fueling stations? Why does the administration seem to ignore the employment aspect of cheap domestic energy? Are they waiting for something?<br/><br/>I was told that an export tax could amply pay for our terminals to ship overseas. The problem is where do we get the money to change over to NG or electric highway vehicles in our infrastructure? The excise tax on gasoline is an obvious place.But how can you raise it without dumping the poor and the general economy?<br/><br/><br/>A United States Patent Application is at	20110218894 to &quot;progressively&quot; spike excise taxes but I hate giving the gov't another tube into our pockets. I wonder if President Obama or the DOE have anything planned. Or are we all going to Chevy Volts with nothing having carbon attributes powering the utility company's production?]]>
      </description>
    </item>
    <item>
      <title>Natural Gas In 2013: It's Now A Trading Sardine</title>
      <link>http://seekingalpha.com/article/1091461/comments?source=feed#comment-13266731</link>
      <guid isPermaLink="false">13266731</guid>
      <content>
        <![CDATA[I follow this man as he has an appreciation of economics which should be on staff in the White House or DOE. Drop them a line, would you?<br/><br/>This:<br/>&quot;.....But for the moment, the marginal cost of production, not total cost, is what seems to be influencing supply. And that is having its effect on price making this a trading sardine.&quot;<br/><br/>However, I am watching the weather and find that the market seems to ignore what seems to be coming a few weeks out.<br/><br/>It is a fact that unless we start exporting, this industry and whole areas in our nation will suffer. ]]>
      </content>
      <pubDate>Thu, 03 Jan 2013 13:26:23 -0500</pubDate>
      <description>
        <![CDATA[I follow this man as he has an appreciation of economics which should be on staff in the White House or DOE. Drop them a line, would you?<br/><br/>This:<br/>&quot;.....But for the moment, the marginal cost of production, not total cost, is what seems to be influencing supply. And that is having its effect on price making this a trading sardine.&quot;<br/><br/>However, I am watching the weather and find that the market seems to ignore what seems to be coming a few weeks out.<br/><br/>It is a fact that unless we start exporting, this industry and whole areas in our nation will suffer. ]]>
      </description>
    </item>
    <item>
      <title>Fourteen banks are reportedly set to reach a $10B settlement with regulators over abusive foreclosure practices such as incorrect paperwork and excessive charges. The banks include the five that agreed to pay $26B in another deal earlier this year - JPMorgan (JPM), Bank of America (BAC), Wells Fargo (WFC), Citigroup (C) and Ally Financial. The latest settlement will allow banks to end a review of 4M loan files that has cost 1.5B so far.</title>
      <link>http://seekingalpha.com/currents/post/738871?source=feed#comment-13262481</link>
      <guid isPermaLink="false">13262481</guid>
      <content>
        <![CDATA[I fear that the word game was played with the bank's counsel to cop the plea or we have a bunch of innocent business people getting soaked.]]>
      </content>
      <pubDate>Thu, 03 Jan 2013 12:09:29 -0500</pubDate>
      <description>
        <![CDATA[I fear that the word game was played with the bank's counsel to cop the plea or we have a bunch of innocent business people getting soaked.]]>
      </description>
    </item>
    <item>
      <title>50 Fearless Predictions For 2013</title>
      <link>http://seekingalpha.com/article/1090541/comments?source=feed#comment-13260171</link>
      <guid isPermaLink="false">13260171</guid>
      <content>
        <![CDATA[Hey alpha, market this and get rich!<br/><br/>This thread is why Alpha is a blessing we have for 2013!<br/><br/>We get to watch a drama play out. <br/><br/>According to some sources,we are about to be hit with cold that makes Alaska look like Bermuda. But NG and CHK are low.<br/><br/>Something's gotta give!<br/><br/>Whichever side is right, get the public involved and cash in!<br/><br/>Fun!]]>
      </content>
      <pubDate>Thu, 03 Jan 2013 11:29:11 -0500</pubDate>
      <description>
        <![CDATA[Hey alpha, market this and get rich!<br/><br/>This thread is why Alpha is a blessing we have for 2013!<br/><br/>We get to watch a drama play out. <br/><br/>According to some sources,we are about to be hit with cold that makes Alaska look like Bermuda. But NG and CHK are low.<br/><br/>Something's gotta give!<br/><br/>Whichever side is right, get the public involved and cash in!<br/><br/>Fun!]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178901</link>
      <guid isPermaLink="false">13178901</guid>
      <content>
        <![CDATA[Why don't we give them $10,000 a month? ]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 09:01:17 -0500</pubDate>
      <description>
        <![CDATA[Why don't we give them $10,000 a month? ]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178831</link>
      <guid isPermaLink="false">13178831</guid>
      <content>
        <![CDATA[I did not like the privatizing idea but...<br/><br/>To answer those morons who love to bash W for his &quot;privatizing&quot; Social Security idea...The Dow was at 10,500 when he mentioned it. Things have not been good. It is now at 13,000. Gov't employees have a system like he envisioned and it is up 25%, I am told.<br/><br/>The reason I did not like it is because most people are cowards and nanny state lovers and really like floors. And it makes sense to give the pols another football to toss around like they are magic athletes and have a gift for the sheepie.<br/><br/>Remember..... the US Government is our dear mom and Superman -- whatever you need.]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:59:18 -0500</pubDate>
      <description>
        <![CDATA[I did not like the privatizing idea but...<br/><br/>To answer those morons who love to bash W for his &quot;privatizing&quot; Social Security idea...The Dow was at 10,500 when he mentioned it. Things have not been good. It is now at 13,000. Gov't employees have a system like he envisioned and it is up 25%, I am told.<br/><br/>The reason I did not like it is because most people are cowards and nanny state lovers and really like floors. And it makes sense to give the pols another football to toss around like they are magic athletes and have a gift for the sheepie.<br/><br/>Remember..... the US Government is our dear mom and Superman -- whatever you need.]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178641</link>
      <guid isPermaLink="false">13178641</guid>
      <content>
        <![CDATA[Don't look now, but this Dimocrat talking point is getting dull.<br/><br/>Bush recommended accounts. The accounts would be modeled on the Thrift Savings Plan -- a 401-k type program that is already available to government employees -- and centrally administered by the government.<br/><br/>The accounts are up 25% since 2005.<br/><br/>Now what is your problem?]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:52:08 -0500</pubDate>
      <description>
        <![CDATA[Don't look now, but this Dimocrat talking point is getting dull.<br/><br/>Bush recommended accounts. The accounts would be modeled on the Thrift Savings Plan -- a 401-k type program that is already available to government employees -- and centrally administered by the government.<br/><br/>The accounts are up 25% since 2005.<br/><br/>Now what is your problem?]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178501</link>
      <guid isPermaLink="false">13178501</guid>
      <content>
        <![CDATA[Those guys didn't have a media full of dumb, state school educated dreamers and Code Pink to deal with.]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:48:42 -0500</pubDate>
      <description>
        <![CDATA[Those guys didn't have a media full of dumb, state school educated dreamers and Code Pink to deal with.]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178451</link>
      <guid isPermaLink="false">13178451</guid>
      <content>
        <![CDATA[Then make money on wars. We are accused of it anyway.]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:47:12 -0500</pubDate>
      <description>
        <![CDATA[Then make money on wars. We are accused of it anyway.]]>
      </description>
    </item>
    <item>
      <title>Fiscal cliff negotiations between Senate Majority Leader Harry Reid and Minority Leader Mitch McConnell hit a major snag after Republicans demand use of the "chained CPI" method for calculating entitlement benefits - which would result in lower payments for Social Security beneficiaries. Pres. Obama backed the provision previously, but Democrats now object to including it as part of a scaled-down deal. Updated 5:51 p.m.: The Senate won't vote tonight and will reconvene at 11 a.m. tomorrow, Reid says.</title>
      <link>http://seekingalpha.com/currents/post/738791?source=feed#comment-13178411</link>
      <guid isPermaLink="false">13178411</guid>
      <content>
        <![CDATA[ICANDOITDON -- Amen. I mention wars only to defend American lives or to make money and people go nuts!]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:46:34 -0500</pubDate>
      <description>
        <![CDATA[ICANDOITDON -- Amen. I mention wars only to defend American lives or to make money and people go nuts!]]>
      </description>
    </item>
    <item>
      <title>Fourteen banks are reportedly set to reach a $10B settlement with regulators over abusive foreclosure practices such as incorrect paperwork and excessive charges. The banks include the five that agreed to pay $26B in another deal earlier this year - JPMorgan (JPM), Bank of America (BAC), Wells Fargo (WFC), Citigroup (C) and Ally Financial. The latest settlement will allow banks to end a review of 4M loan files that has cost 1.5B so far.</title>
      <link>http://seekingalpha.com/currents/post/738871?source=feed#comment-13178351</link>
      <guid isPermaLink="false">13178351</guid>
      <content>
        <![CDATA[Yes.]]>
      </content>
      <pubDate>Tue, 01 Jan 2013 08:44:39 -0500</pubDate>
      <description>
        <![CDATA[Yes.]]>
      </description>
    </item>
    <item>
      <title>Fourteen banks are reportedly set to reach a $10B settlement with regulators over abusive foreclosure practices such as incorrect paperwork and excessive charges. The banks include the five that agreed to pay $26B in another deal earlier this year - JPMorgan (JPM), Bank of America (BAC), Wells Fargo (WFC), Citigroup (C) and Ally Financial. The latest settlement will allow banks to end a review of 4M loan files that has cost 1.5B so far.</title>
      <link>http://seekingalpha.com/currents/post/738871?source=feed#comment-13157711</link>
      <guid isPermaLink="false">13157711</guid>
      <content>
        <![CDATA[&quot;Faulty paperwork&quot;, indeed.<br/><br/>HA! I was commenting above as someone with stock. I just remembered an adventure I had with mortgage servicers! Some years ago I had a rental home and payments current for years. Then I switched insurance policies. The new company sent the appropriate paperwork. A year or so later, my payment jumped. I called and found out that a new insurance policy had been taken out on my property since I allowed the insurance to &quot;lapse&quot;. Guess who had to pay a nice chunk of change for double coverage? Guess who owned the &quot;Troubled Loan&quot; insurance company? I had money, thank God, or I would have lost the house or been forced to sell. <br/><br/>On on the harmless aspects of this call the lady in the Jacksonville office who was on the other side. The description and press release was undoubtedly negotiated and I suspect some borrowers would use stronger language.   <br/><br/>I know, banks just pay billions because of mean old judges.]]>
      </content>
      <pubDate>Mon, 31 Dec 2012 13:59:55 -0500</pubDate>
      <description>
        <![CDATA[&quot;Faulty paperwork&quot;, indeed.<br/><br/>HA! I was commenting above as someone with stock. I just remembered an adventure I had with mortgage servicers! Some years ago I had a rental home and payments current for years. Then I switched insurance policies. The new company sent the appropriate paperwork. A year or so later, my payment jumped. I called and found out that a new insurance policy had been taken out on my property since I allowed the insurance to &quot;lapse&quot;. Guess who had to pay a nice chunk of change for double coverage? Guess who owned the &quot;Troubled Loan&quot; insurance company? I had money, thank God, or I would have lost the house or been forced to sell. <br/><br/>On on the harmless aspects of this call the lady in the Jacksonville office who was on the other side. The description and press release was undoubtedly negotiated and I suspect some borrowers would use stronger language.   <br/><br/>I know, banks just pay billions because of mean old judges.]]>
      </description>
    </item>
    <item>
      <title>Fourteen banks are reportedly set to reach a $10B settlement with regulators over abusive foreclosure practices such as incorrect paperwork and excessive charges. The banks include the five that agreed to pay $26B in another deal earlier this year - JPMorgan (JPM), Bank of America (BAC), Wells Fargo (WFC), Citigroup (C) and Ally Financial. The latest settlement will allow banks to end a review of 4M loan files that has cost 1.5B so far.</title>
      <link>http://seekingalpha.com/currents/post/738871?source=feed#comment-13157301</link>
      <guid isPermaLink="false">13157301</guid>
      <content>
        <![CDATA[Forging names and flat out fake paperwork? I thought people were breaking rocks for that. But it depends who you are and how widespread it is. America! What a country!]]>
      </content>
      <pubDate>Mon, 31 Dec 2012 13:46:15 -0500</pubDate>
      <description>
        <![CDATA[Forging names and flat out fake paperwork? I thought people were breaking rocks for that. But it depends who you are and how widespread it is. America! What a country!]]>
      </description>
    </item>
  </channel>
</rss>
