Rather than try to scale the steep side of El Capitan Mountain. I play the stock market. Also I like Chuck Schwab's statement: It's not how much you make trading. It's how much you hold onto. If for example you cashed in stocks before the 2008 crash and converted to 1 oz gold coins; you would have something plyable and tangible in your hands and some extra cash too. I like, "What goes up must come down." song by Blood Sweat and Tears. Stocks are like this. Lyndon Johnson knew about the up down effect when he commented after the astronauts returned from one of their trips up into the sky, " I am glad they went up and glad they came down." brilliant.