I am a husband and father wroking hard to invest in things that will replace my income. I am an investor that has been burned by overpriced money managers and overpriced mutual funds. From this point I am taking control and I will be using Seeking Alpha as my sounding board. I will most certainly make mistakes along the way, but at least they will be mine and I will not be paying fees for "pros" to make mistakes. My goal is to have my dividend income generate $110,000 per year and to have option writing produce $12,000 per year.