I am a 62 year old electrical engineer working for Entergy Corporation retiring February 2015 with 34 years service and 4 years active duty Air Force during Vietnam War Era. In October 2011 I switched my investment strategy to dividend growth investing (total return= capital appreciation + dividend yield+ dividend growth) after years of hit or miss methods and getting no where fast. Kelley Wright's book "Dividends Still Don't Lie" and Lowell Miller's "The Single Best Investment: Creating Wealth with Dividend Growth" renewed my interest in the dividend growth investing strategy. I use F.A.S.T. Graphs, IQTrends, and the use of the CCC list provided by David Fish for my stock watchlists as well as other due diligence reading
Small tool and die shop owner
Conservative / cautious outlook
Have aversion to any type of debt
Looking to solidify my portfolio in preparation for D-day / next crisis
Area of interest : PM, nat gas, oil and some manufacturing
I am a private investor who uses FCF as my primary valuation method. Some industries like financials, I will use book value as FCF is not a viable valuation method. Most importantly, I want to buy companies with the best management.
Retired investor, ex-Navy, ex-Big Oil, ex-French manufacturer.
My interest in investing came from both my grandfather/father and my boss at work. When my grandfather retired in the late 50's he spent his days either with some cronies watching the tape at the local ML office, fishing, or tending his flower shrubs. I didn't know what he was investing in until after he died which is normal as I was still in school and more interested in school than my future life. My grandmother started talking about the different companies and what was happening to them (buyouts, spinoffs, etc.). Then when she died and my mother inherited the portfolio I saw that it consisted of first quality dividend paying stocks. Until my mother's death the process continued without any significant purchases or sales -- nor any dividend reinvestments. The money was accumulated and invested in good mutual funds my dad liked.
My dad was a doctor and knew nothing about investing but a kind patient ( a crony of my grandfather) bought some stock for him in the late 50's with the comment "pay me when you can or give them back to me at anytime". He repaid him. The patient did this again about 2 years later. Same result. This small investment in a Louisiana land and oil and gas company (which no longer exists) paid for a new house and our educations, etc. My dad then started investing in mutual funds and dividend reinvesting. He loved Magellan and the Neuberger funds. He had them until his death.
My boss got me interested in AAII then when I moved to the home office I joined a small local investment club. Eventually I kept the club "sheet" -- the monthly tally of investments with relevant information (yield, gains/losses, tracking against the 500, etc.) . It was complex but fun. I stayed with that club even after moving away and kept their sheet too for almost 20 years. I joined a new club and repeated the process.
Now, I don't have any club but I continue to discuss stocks with friends.
The "dot com bubble" really crushed me and turned me into a DGI.
Now I have about half in stocks (COP, CVX, KMI) and half in funds/ETFs (Health Care, Small Cap, Medium Cap, Energy, Primecap, VNQ, VDC -- all Vanguard).
I want the portfolio to act as it did for my grandfather and mother. Hence, I am trying to educate our daughter in how this works. She's not investment savy but she is extremely smart and a quick learner in medicine so the process won't be too difficult.
Seminal reading: Atlas Shrugged, The Fountainhead, Think & Grow Rich, The Bible
Lazertron is a CEO of a Debt Collection Agency based in good ole Europe and - when the heavy workload permits - likes to trade stocks and enjoys driving cars.
Favourite stock segments are Biotech as well as Energy and Online Gambling but when the occasion (a good position) arrives everything else, too ;-)
I'm a dividend growth investor in my mid 30s. I invested in poorly performing mutual funds in my 20s, but in the last couple of years have transitioned towards equities. Although the bulk of my stocks produce income, I also invest in stocks which are more oriented towards capital appreciation. Since I switched to a more entrepreneurial career, I'm hoping to live off my current dividends until I can get a reliable income stream going again. Think of me as a young retiree!
Just an average investor... primarily in American equity and bonds.
(Important Note: My articles, blogs, comments, reference links and messages are not intended to be investment advisements; or to value securities. Examples and considerations are hypothetical and educational. Please consult a financial advisor before making investments in any security. Thank you for reading!)
My original plans were to retire early in 2016 in Thailand and I am still telling my wife that we will.
I was frightened by the 2008 market downturn and believed that my retirement would have to be put on hold.
In an attempt to boost savings I have accepted a long term international assignment with my company so I now permanently live outside the USA and get the foreign earned income exemption and housing credit. I pay very little income tax and almost no living expenses since I am on a full Expat package.
At age 56 i qualify for a small fixed pension with 100% survivor benefit for my wife.
The 4% withdrawal strategy scares me and I would rather use a Dividend Growth strategy and live off dividends when needed.
I am attempting to put together a DG portfolio with my IRA's and some cash that I am quickly accumulating. I am restricted in my 401K to ETF's or mutual funds but I can choose any which one I wish.
Any suggestions would be welcome!
I am retired. I was academically trained as an Institutional Economist specializing in comparative economic sytems. I am very knowledgeable about the old Soviet style command economies as well as the various types of mixed economies that currently exist.
I am an orthopedic surgeon in wv and newbie investor who is looking to gain some insight into establishing a foundation for my financial future. After some reading i believe I am a dividend growth investor. I am 38 and looking to retire at 58 so here we go...
Bob is retired from a career in law enforcement including more than 20 years as an instructor of Investigative Interviewing. He is a Dividend Growth investor using dividend yield from low beta stocks for income and preservation of capital. Bob has self managed his portfolio since early in 2011. He hopes to encourage discussion among those already in retirement and receiving income from their portfolios.
My curent portfolio is available here:
I believe that everyone needs a portfolio business plan.
Here's a copy of ours:: http://seekingalpha.com/article/2426965-our-retirement-portfolio-business-plan-legacy-edition-part-two
A list of Dividend Growth Safety Superstars for the past decade is available here: http://seekingalpha.com/article/2255863-a-review-of-the-dividend-safety-superstars
I am a 62 year old electrical engineer working for Entergy Corporation retiring February 2015 with 34 years service and 4 years active duty Air Force during Vietnam War Era. In October 2011 I switched my investment strategy to dividend growth investing (total return= capital appreciation + dividend yield+ dividend growth) after years of hit or miss methods and getting no where fast.
Kelley Wright's book "Dividends Still Don't Lie" and Lowell Miller's "The Single Best Investment: Creating Wealth with Dividend Growth" renewed my interest in the dividend growth investing strategy. I use F.A.S.T. Graphs, IQTrends, and the use of the CCC list provided by David Fish for my stock watchlists as well as other due diligence reading