I have worked in finance and capital markets since starting with Salomon Brothers in the 1980’s, and my clients have ranged from Fortune 100 companies to Internet entrepreneurs. Currently I'm seeking institutional acceptance for a patent-pending financing structure designed as a replacement for "AAA" municipal bond insurance.
I have been a dividend investor since my retirement in late 2003. I diversify by sector, domestic vs. international, and by cap size. I do not invest in stocks that don't pay dividends. I am risk averse and limit my investment in a single equity to 1% of my total assets or less. As a result of this 'rule', I have more than 100 equities in my portfolio.