American Express Company (AXP) Management Discusses Q2 2013 Results - Earnings Call Transcript

Jul. 17, 2013 6:50 PM ETAmerican Express Company (AXP)
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American Express Company (NYSE:AXP) Q2 2013 Earnings Conference Call July 17, 2013 5:00 PM ET


Richard Petrino – Senior Vice President, Investor Relations

Daniel T. Henry – Executive Vice President and Chief Financial Officer

Jeffrey C. Campbell – Interim Chief Financial Officer


Craig Maurer – CLSA Limited

Sanjay Sakhrani – Keefe, Bruyette, & Woods, Inc.

Bill Carcache – Nomura Securities International, Inc.

Brian D. Foran – Autonomous Research

Richard B. Shane – JPMorgan Securities LLC

Kenneth Bruce – Bank of America Merrill Lynch

Ryan M. Nash – Goldman Sachs & Co.

Donald Fandetti – Citigroup Global Markets Inc.

James Friedman – Susquehanna International Group, LLP

Mark C. DeVries – Barclays Capital, Inc.

Chris Brendler – Stifel, Nicolaus & Co., Inc.

Bradley G. Ball – Evercore Partners Inc.


Ladies and gentlemen, thank you for standing by and welcome to the American Express Second Quarter 2013 Earnings Call. At this time, all participants are in a listen-only mode. Later there will be an opportunity for questions. (Operator Instructions) As a reminder, this conference is being recorded.

And I would now like to turn the conference over to your host, Senior Vice President Investor Relations, Mr. Rick Petrino. Please go ahead.

Rick Petrino

Thank you. Welcome and thank you for joining us for today’s call. The discussion today contains certain forward-looking statements about the Company’s future financial performance and business prospects, which are subject to risks and uncertainties and speak only as of today.

The words believe, expect, anticipate, estimate, optimistic, intend, plan, aim, will, should, could, likely and similar expressions are intended to identify forward-looking statements. Factors that could cause actual results to differ materially from these forward-looking statements, including the Company’s financial and other goals are set forth within today’s earnings press release and earnings supplement, which were filed in an 8-K report and in the Company’s 2012 10-K and Q1 2013

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