Over the past few years, the digital revolution has made things more efficient, reliable and secure all while reducing costs. Today, technology plays an important role in creating a secure and consistent payment system (Electronic Payment System) for the effective implementation of monetary policy, and for the smooth functioning of the money and capital market. Presently it is also an important channel for the settlement of other types of transactions including cross border financial cash flows.
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Today financial institutions, mostly in the emerging markets, with their complex systems are burdened with integration tasks that have higher maintenance costs, slow time-to-market and difficulty achieving differentiation. On the other hand, those financial institutions who have adopted universal payment systems...
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