The Allstate (ALL) Thomas J. Wilson on Q2 2015 Results - Earnings Call Transcript

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The Allstate Corp. (NYSE:ALL) Q2 2015 Earnings Call August 4, 2015 9:00 AM ET


Patrick Macellaro - Vice President-Investor Relations

Thomas J. Wilson - Chairman & Chief Executive Officer

Matthew E. Winter - President of The Allstate Corporation and CEO of Allstate Life Insurance Company

Steven E. Shebik - Chief Financial Officer & Executive Vice President

Katherine A. Mabe - President-Business to Business

Judith P. Greffin - Executive Vice President and Chief Investment Officer


Jay H. Gelb - Barclays Capital, Inc.

Ryan J. Tunis - Credit Suisse Securities (USA) LLC (Broker)

Kai Pan - Morgan Stanley & Co. LLC

Josh D. Shanker - Deutsche Bank Securities, Inc.

Sarah E. DeWitt - JPMorgan Securities LLC

Robert R. Glasspiegel - Janney Montgomery Scott LLC

Michael Nannizzi - Goldman Sachs & Co.


Good day, ladies and gentlemen and welcome to the Allstate Second Quarter 2015 Earnings Conference Call. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time.

As a reminder, today's program is being recorded. I would now like to introduce your host for today's program, Pat Macellaro, Vice President-Investor Relations. Please go ahead.

Patrick Macellaro - Vice President-Investor Relations

Thanks, Jonathan. Good morning and welcome, everyone, to Allstate's second quarter 2015 earnings conference call. After prepared remarks by Tom Wilson, Matt Winter, Steve Shebik and myself, we'll have a question-and-answer session. Yesterday afternoon we issued our news release, filed our 10-Q for the second quarter and posted the results presentation we'll use this morning, along with an update to our 2015 countrywide reinsurance program to reflect the placement of our Florida program. We also have posted our second quarter 2015 investor supplement. We strive to provide transparency into our results and trends and to continuously get better. So to that end, you'll find a number of expanded disclosures in

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