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American Express Company's (AXP) Steve Squeri on Q2 2018 Results - Earnings Call Transcript

Jul. 18, 2018 9:26 PM ETAmerican Express Company (AXP)
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American Express Company (NYSE:AXP) Q2 2018 Earnings Conference Call July 19, 2018 5:00 PM ET


Steve Squeri - Chairman and CEO

Jeff Campbell - EVP and CFO

Edmund Reese - Head, IR


Bob Napoli - William Blair & Company

Chris Brendler - Buckingham Research

Sanjay Sakhrani - KBW

Bill Carcache - Nomura Securities

Ryan Nash - Goldman Sachs

Eric Wasserstrom - UBS

Mark DeVries - Barclays Capital

Don Fandetti - Wells Fargo Securities

Moshe Orenbuch - Credit Suisse

Chris Donat - Sandler O'Neill

Craig Maurer - Autonomous Research


Okay, ladies and gentlemen, thank you for standing by and welcome to the American Express Q2 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions].

I'd now like to turn the conference over to our host, to Mr. Edmund Reese, Head of Investor Relations. Please go ahead.

Edmund Reese

Thank you, Lori. Welcome. We appreciate all of you joining us for today's call. The discussion contains certain forward-looking statements about the Company's future financial performance and business prospects, which are based on management's current expectations and are subject to risks and uncertainties. Factors that could cause actual results to differ materially from these forward-looking statements are set forth within today's presentation slides and in the Company's reports on file with the Securities and Exchange Commission.

The discussion today also contains certain non-GAAP financial measures. Information relating to comparable GAAP financial measures may be found in the second quarter 2018 earnings release and presentation slides, as well as the earnings materials for prior periods that may be discussed, all of which are posted on our web site at ir.americanexpress.com. We encourage you to review that information in conjunction with today's discussion.

Today's discussion will begin with

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