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Lincoln National (LNC) Q2 2018 Results - Earnings Call Transcript

Aug. 02, 2018 1:59 PM ETLincoln National Corporation (LNC)
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Lincoln National Corp. (NYSE:LNC) Q2 2018 Earnings Call August 2, 2018 10:00 AM ET


Christopher A. Giovanni - Lincoln National Corp.

Dennis R. Glass - Lincoln National Corp.

Randal J. Freitag - Lincoln National Corp.

Suneet Kamath - Citigroup Global Markets, Inc.


Erik James Bass - Autonomous Research US LP

Ryan Krueger - Keefe, Bruyette & Woods, Inc.

Thomas Gallagher - Evercore ISI

Jamminder Singh Bhullar - JPMorgan Securities LLC

Humphrey Hung Fai Lee - Dowling & Partners Securities LLC

Alex Scott - Goldman Sachs & Co. LLC

Jay A. Cohen - Bank of America Merrill Lynch

John Nadel - UBS Securities LLC

Marvin Charles Schwartz - Neuberger Berman BD LLC


Good morning and thank you for joining Lincoln Financial Group's Second Quarter 2018 Earnings Conference Call. At this time, all lines are in a listen-only mode. Later we will announce the opportunity for questions and instructions will be given at that time.

Now, I would like to turn the conference over to Senior Vice President of Investors Relations, Chris Giovanni. Please go ahead, sir.

Christopher A. Giovanni - Lincoln National Corp.

Thank you, Christie. Good morning, and welcome to Lincoln Financial's second quarter earnings call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, trends in market conditions, including comments about sales and deposits, expenses, income from operations, share repurchases, and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from current expectations.

These risks and uncertainties are described in the cautionary statement disclosures in our earnings release issued yesterday and our reports on Forms 8-K and 10-Q filed with the SEC. We appreciate your participation today

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