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Horace Mann Educators Corporation (HMN) CEO Marita Zuraitis on Q2 2018 Results - Earnings Call Transcript

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Horace Mann Educators Corporation (NYSE:HMN) Q2 2018 Results Earnings Conference Call August 3, 2018 9:00 AM ET


Heather Wietzel - VP-IR

Marita Zuraitis - President and CEO

Bret Conklin - EVP and CFO

Bill Caldwell - EVP, Property and Casualty

Bret Benham - EVP, Life and Retirement


Christopher Campbell - KBW

Gary Ransom - Dowling and Partners

Matt Carletti - JMP Securities

Robert Glasspiegel - Janney


Greetings and welcome to the Horace Mann Second Quarter Earning Call. [Operator Instructions] As a reminder, this conference is being recorded.

I would now like to turn the conference over to your host, Heather Wietzel, Vice President of Investor Relations. Thank you. You may begin.

Heather Wietzel

Thank you, Sherry, and good morning, everyone. Welcome to Horace Mann’s discussion of our second quarter 2018 results. Yesterday we issued our earnings release and investor supplement. Copies are available on the Investors page of our website along with our investor presentation which was posted this morning.

Our speakers today are Marita Zuraitis, President and Chief Executive Officer; and Bret Conklin, Executive Vice President and Chief Financial Officer; Bill Caldwell, Executive Vice President of Property and Casualty; Bret Benham, Executive Vice President, Life and Retirement; and Ryan Greenier, Vice President, Corporate Finance are also available for the question-and-answer session that follows our prepared comments.

Before turning the call over to Marita, I want to note that our presentation today includes forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The company cautions investor that any forward-looking statements include risks and uncertainties and are not guarantees of future performance. These forward-looking statements are based on management’s current expectations and we assume no obligation to update them. Actual results may differ materially due to a variety of factors, which are described in our press release and SEC

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