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AMERISAFE Inc. (AMSF) CEO Janelle Frost on Q2 2018 Results - Earnings Call Transcript

Aug. 05, 2018 2:55 PM ETAMERISAFE, Inc. (AMSF)
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AMERISAFE, Inc. (NASDAQ:AMSF) Q2 2018 Earnings Conference Call August 2, 2018 10:30 AM ET


Kathryn Shirley - General Counsel

Janelle Frost - President, CEO & Director

Neal Fuller - CFO


Matthew Carletti - JMP Securities

Mark Hughes - SunTrust

Christopher Campbell - KBW


Good day, ladies and gentlemen, and welcome to the AMERISAFE's 2018 Second Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this call will be recorded.

I would now like to introduce your host for today's conference, Ms. Kathryn Shirley, General Counsel. You may begin.

Kathryn Shirley

Good morning. Welcome to the AMERISAFE 2018 Second Quarter Investor Call. If you have not received the earnings release, it is available on our website at www.amerisafe.com. This call is being recorded. A replay of today's call will be available. Details on how to access the replay are in the earnings release.

During this call, we will be making forward-looking statements. These statements are based on current expectations and assumptions that are subject to various risks and uncertainties. Actual results may differ materially from the results expressed or implied in these statements if the underlying assumptions prove to be incorrect or if the results of risks, uncertainties and other factors, including factors discussed in today's earnings release, in the comments made during this call and in their Risk Factors section of our Form 10-K, Form 10-Qs and other reports and filings with the Securities and Exchange Commission. We do not undertake any duty to update any forward-looking statements.

I will now turn the call over to Janelle Frost, AMERISAFE's President and CEO.

Janelle Frost

Thank you, Kathryn, and good morning, everyone. We're pleased to report earnings per share of $0.88 and a combined ratio of 83.6% for the second quarter. These financial measures were achieved by AMERISAFE's discipline throughout the soft cycle.

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