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Prudential Financial, Inc. (PRU) Management Presents 2019 Financial Outlook Conference Call (Transcript)

Dec. 06, 2018 5:47 PM ETPrudential Financial, Inc. (PRU)
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Prudential Financial, Inc. (NYSE:PRU) 2019 Financial Outlook Conference Call December 6, 2018 11:00 AM ET


Darin Arita - SVP, Head of IR

Charles Lowrey - EVP & COO of International Businesses

Robert Falzon - Vice Chairman

Stephen Pelletier - EVP & COO, US Businesses

Scott Sleyster - EVP and Chief Operating Officer, International Businesses

Ken Tanji - CFO

Rob Axel - Principal Accounting Officer


Ryan Krueger - Keefe, Bruyette & Woods, Inc.

Jamminder Bhullar - JPMorgan Securities

Thomas Gallagher - Evercore ISI

Humphrey Lee - Dowling & Partners Securities

Suneet Kamath - Citigroup Global Markets, Inc.

Alex Scott - Goldman Sachs & Co.

Andrew Kligerman - Credit Suisse AG


Ladies and gentlemen, thank you for standing by and welcome to the Financial Outlook Conference Call. At this time, all lines are in a listen-only mode. [Operator Instructions] And as a reminder, today’s conference call is being recorded.

I would now like to turn the conference over to Darin Arita, Head of Investor Relations. Please go ahead.

Darin Arita

Thank you, Cynthia. Good morning and thank you for joining our 2019 financial Outlook conference call. Please find our presentation for today's call on our Web site at www.investor.prudential.com. Representing Prudential on today's call are Charlie Lowrey, CEO; Rob Falzon, Vice Chairman; Steve Pelletier, Head of Domestic Businesses; Scott Sleyster, Head of International Businesses; Ken Tanji; Chief Financial Officer; and Rob Axel, Principal Accounting Officer. We will start with prepared comments by Charlie and Rob, and then we will take your questions.

Today's presentation may include forward-looking statements. It is possible that actual results may differ materially from the predictions we make today. In addition, this presentation may include references to non-GAAP measures. The slide deck includes a reconciliation of such measures to the comparable GAAP measure and a discussion of factors that

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