Entering text into the input field will update the search result below

January 2019 Dividend Income Report, A Trade And +14% Divvy Increase

The Dividend Guy profile picture
The Dividend Guy


  • While many investors tried to get out or get in the market during the right time in 2018, I simply stayed the course.
  • Investing is easy when you spent lots of time and energy building a real investing plan.
  • There hasn't been much news around my Canadian holdings in January.

In September 2017, I received slightly over $100K as a result of the commuted value of my pension plan. I decided to invest 100% of this money into dividend growth stocks. Each month, I publish my results. I don't do this to brag, I do this to show you it's possible to build a portfolio during an all-time high market. The market will crash… eventually. In the meantime, I rather cash some juicy dividends!

Portfolio holdings - Let's start the year with a BANG!

When we started January, I thought that two scenarios could happen:

#1 Most companies will follow Apple (AAPL) revise their guidance and will be sent down to hell. Then we can call this a real bear market.

#2 Most companies will report strong earnings and we will get back to "normal" growth.

It appears we got lucky and most companies are still doing well. The Fed has confirmed it will not go trigger-happy on interest rates, economic metrics are still going well and we don't expect interest rate increases on the Canadian side of the border. In fact, rates are probably like me running outside in January; frozen for a while!

During my latest webinar about Red Flags Telling You It's a Bad Dividend, an investor asked me about my strategy to hedge my portfolio against the next bear market. My answer?

Dividend growth stocks are a natural hedge in any markets"

While many investors tried to get out or get in the market during the right time in 2018, I simply stayed the course. Investing is easy when you spent lots of time and energy building a real investing plan. Let's take a look at what my portfolio did this month.

Numbers are as at February 1, 2019:

Canadian portfolio (CAD)

Company Name Ticker Market

This article was written by

The Dividend Guy profile picture
My name is Mike and I’m the author of The Dividend Guy Blog & The Dividend Monk along with the owner and portfolio manager here at Dividend Stocks Rock (DSR). I earned my bachelor degree in finance-marketing, own a CFP title along with an MBA in financial services. Besides being a passionate investor, I’m also happily married with three beautiful children. I started my online venture to educate people about investing and to be able to spend more time with my family. I started my career in the financial industry back in 2003. I earned several promotions along with a good pile of diplomas. I had lots of fun working with clients in private banking for half a decade, but thought I could do more with my life. In 2016, I decided to take a leap of faith and left everything behind to travel across North America and Central America with my family. We drove through nine countries and stayed three months in Costa Rica before returning home. This was an eye-opening adventure that led me in 2017 to quit my job in the financial industry and pursue my dream; helping others with their personal finance through my investing websites. You just found the reason why I quit my suit & tie job!

Recommended For You

Comments (27)

Basti1993 profile picture
@The Dividend Guy since you own UPS.
What do you think about it´s current valuation given risk factors like the amount of debt and the impact of amazon.
I don´t own any logistic company yet and want to buy UPS or maybe Fedex.
The Dividend Guy profile picture
Here's a previous article I wrote about UPS vs AMZN:

Erman profile picture
I read your article and it reminded me of my thought process several years ago when I bough AMZN. I bought MA, V, FedEx, and UPS.

The reason why is that I thought of all the interactions that I had with shopping online and after talking to my friends, relatives and my wife about their shopping habits, these companies kept coming up. It's about payment, delivery, and pipeline.

If you think about it, that's where the last 10 and the next 20 years look like to me as far as shopping and payment for business transactions
The Dividend Guy profile picture
I own shares of AMZN, V as well. I just decided to go with the largest players in both cases (V vs MA and UPS vs FED), but all 4 are good picks IMO (as long as you have AMZN! hahaha!)
MyStockVault profile picture
Thanks for the article. I've been reading your stuff on and off for a while. You seem to be retired for the job world, how do you support yourself with only ~$100k in retirement funds?
The Dividend Guy profile picture
I am retired from the corporate world, but I have a different definition of retirement. I define retirement by the fact I'm doing what I want, when I want. I have enough money to live a good life and I can take what people call "real vacation" pretty much whenever I want to.
The reality is that I run an online business (check my profile to learn more about it). I need only a laptop and an internet connection to make a living. Since my three kids are 7, 11 and 13, I would still stay at my house even if I had $10M in my bank account. I could already leave everything here and travel the world non-stop with my wife, but we stay for our children.
Once they grow older, I'll be able to travel the world and live from my business. This is why I consider myself retired at 37 ;-).
Therefore, I don't need to touch this pension account. In fact, chances are I will give it to my children as I don't intend to use that money unless my health prevents me from working on my business. I love what I do so I don't see it as work. I intend to "work" pass 70 :-).
Dale Roberts profile picture
Thanks Mike, but you certainly have other investment assets beyond that $100k pension start?

The Dividend Guy profile picture
My RRSP and my pension account together worth about 200K CAD. Keep in mind I'm 37 with 3 kids. My money goes everywhere, but toward that thing called a "retirement account". I preferred spending 1 year traveling the world with them (between 2016 and 2017) than saving money. As I mentioned, I will only need that money if I run into health issues.
Dale Roberts profile picture
Great report thanks Mike. Looking good to say the least.

the conservative speculator profile picture
nice update, following and looking forward to seeing your progress.
What brokerage do you use?
dalmond profile picture
Check out M1 Finance. No transaction fees, can own fractional shares, does dividend reinvestment.
That's a US broker... I have a feeling the OP wanted to ask the author about Canadian broker.
I don't think any Canadian brokers offer no transaction fees yet (WealthSimple might, but there is still a waiting list to get in)
The Dividend Guy profile picture
I use my previous employer's broker service; National Bank (I'm Canadian).
Disagree with this article? Submit your own. To report a factual error in this article, . Your feedback matters to us!
To ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.
Is this happening to you frequently? Please report it on our feedback forum.
If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh.