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Alliance Data Systems Corp (ADS) CEO Edward Heffernan on Q4 2018 Results - Earnings Call Transcript

Feb. 07, 2019 12:05 PM ETBread Financial Holdings, Inc. (BFH)
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Alliance Data Systems Corp (ADS) Q4 2018 Earnings Conference Call February 7, 2019 8:30 AM ET

Company Participants

Viktoriia Nakhla - AdvisIRy Partners

Edward Heffernan - President, CEO & Director

Charles Horn - EVP & CFO

Conference Call Participants

Sanjay Sakhrani - KBW

Darrin Peller - Wolfe Research

Ramsey El-Assal - Barclays Bank

Dominick Gabriele - Oppenheimer

Robert Napoli - William Blair & Company

Andrew Jeffrey - SunTrust Robinson Humphrey


Good morning, and welcome to the Alliance Data Fourth Quarter and Full Year 2018 Earnings Conference Call. [Operator Instructions]. In order to view the company's presentation on their website, please remember to turn off your pop-up blockers on your computer.

It is now my pleasure to introduce your host for today, Ms. Vicky Nakhla of AdvisIRy Partners. Madam, the floor is yours.

Viktoriia Nakhla

Thank you, Operator. By now, you should have received a copy of the company's fourth quarter and full year 2018 earnings release. If you haven't, please call AdvisIRy Partners at 212-750-5800. On the call today, we have Ed Heffernan, President and Chief Executive Officer of Alliance Data; and Charles Horn, Chief Financial Officer of Alliance Data.

Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements. These statements are subject to the risks and uncertainties described in the company's earnings release and other filings with the SEC. Alliance Data has no obligation to update the information presented on the call.

Also on today's call, our speakers will reference certain non-GAAP financial measures, which we believe will provide useful information for investors. Reconciliations for those measures to GAAP will be posted on the Investor Relations website at alliancedata.com.

With that, I would like to turn the call

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