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Northeast Bank (NBN) CEO Rick Wayne on Q4 2019 Results - Earnings Call Transcript

Aug. 04, 2019 2:08 PM ETNortheast Bank (NBN)
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Start Time: 10:00 January 1, 0000 10:52 AM ET

Northeast Bank (NASDAQ:NBN)

Q4 2019 Earnings Conference Call

July 30, 2019, 10:00 AM ET

Company Participants

Rick Wayne - President and CEO

JP Lapointe - CFO and Treasurer

Conference Call Participants

Alexander Twerdahl - Sandler O’Neill


Good day, everyone, and welcome to the Northeast Bank Fiscal Year 2019 Fourth Quarter Earnings Results Conference Call. This call is being recorded.

With us today from the Bank is Rick Wayne, President and Chief Executive Officer; and JP Lapointe, Chief Financial Officer.

Earlier this morning, an investor presentation was uploaded to the Bank’s Web site, which we will reference in this morning's call. The presentation can be accessed at the Investor Relations section of northeastbank.com under Events and Presentations. You may find it helpful to download this investor presentation and follow along during the call. Also, this call will be available for rebroadcast on the Web site for future use. The question-and-answer session for this call will be conducted electronically following the presentation.

Please note that this presentation contains forward-looking statements about Northeast Bank. Forward-looking statements are based upon the current expectations of Northeast Bank’s management and are subject to risks and uncertainties. Actual results may differ materially from those discussed in the forward-looking statements. Northeast Bank does not undertake any obligation to update any forward-looking statements.

At this time, I would like to turn the call over to Rick Wayne. Please go ahead, sir.

Rick Wayne

Good morning. This is our first investor call since our corporate reorganization of Northeast Bancorp into Northeast Bank on May 15th of this year. As a result, I am now speaking to you in your capacity as a shareholder or other constituent of Northeast Bank rather than Northeast Bancorp.

Good morning and thank you all for

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