Elevate Credit, Inc. (ELVT) Q3 2019 Earnings Conference Call November 4, 2019 5:00 PM ET
Company Participants
Daniel Rhea – Communications Manager
Jason Harvison – Chief Executive Officer
Chris Lutes – Chief Financial Officer
Conference Call Participants
Bob Napoli – William Blair
David Scharf – JMP Securities
John Hecht – Jefferies
Moshe Ari Orenbuch – Credit Suisse
Giuliano Bologna – BTIG
Operator
Greetings. Welcome to Elevate Third Quarter 2019 Earnings Call. At this time all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note this conference is being recorded.
I will now turn the conference over to our host, Daniel Rhea, Communications Manager. Thank you. You may begin.
Daniel Rhea
Good afternoon, and thanks for joining us on Elevate's third quarter 2019 earnings conference call. Earlier today, we issued a press release with our third quarter results. A copy of the release is available on our website at elevate.com/investors. Today's call is being webcast and is accompanied by a slide presentation, which is also available on our website. Please refer now to Slide 2 of that presentation.
Our remarks and answers will include forward-looking statements within the meaning of the Private Securities Litigation Reform Act. These forward-looking statements are subject to risks that could cause actual results to be materially different from those expressed or implied by such forward-looking statements. These risks include, among others, matters that we have described in our press release issued today, our most recent quarterly report on Form 10-Q and other filings we make with the SEC. Please note that all forward-looking statements speak only as of the date of this call, and we disclaim any obligation to update these forward-looking statements.
During our call today, we'll make reference to non-GAAP financial measures. For a complete reconciliation of
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