Seeking Alpha

Retirement Advisor: The Gift Of Gradualism (Podcast)

by: SA For FAs
SA For FAs
Senior Editor, FA Content
Summary

Generally speaking, achieving retirement wealth gradually rather than quickly is normal and safer, for several reasons.

Wealth that comes quickly tends to leave quickly.

Accumulating lower-priced shares, and thus seeing balances rise slowly, is of greater long-term benefit.

Investors unwilling to wait for the time it naturally takes to accumulate wealth end up changing strategies.

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Generally speaking, achieving retirement wealth gradually rather than quickly is normal and safer, for several reasons.

This podcast (6:32) suggests that progress in investing is slow at first, but that a careful perusal of bar charts shows that the farther the bar chart moves to the right, the greater the progress. Even still, there is a way, also gradual, for advisors to help clients accelerate their progress.