Xiaomi: An Emerging Fintech Giant

About: Xiaomi (XI), XIACF, XIACY, Includes: TIGR
by: Terracotta Investments
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Terracotta Investments
Long/short equity, Growth, contrarian

Xiaomi's fintech segment remains small but could potentially become a key revenue driver in the coming years.

Lending in overseas markets such as India is promising.

Payment is benefiting from the regulatory shift in China.

Xiaomi (XI) (OTCPK:XIACF) (OTCPK:XIACY) is gradually scaling its fintech business by leveraging its smartphone network effect and geographic footprint. Although fintech remains a relatively small portion of Xiaomi's overall