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MidWestOne Financial Group, Inc. (MOFG) CEO Charles Funk on Q1 2020 Results - Earnings Call Transcript

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MidWestOne Financial Group, Inc. (NASDAQ:MOFG) Q1 2020 Earnings Conference Call May 1, 2020 12:00 PM ET

Company Participants

Charles Funk - President and Chief Executive Officer

Barry Ray - Chief Financial Officer

Gary Sims - Chief Credit Officer

Conference Call Participants

Jeff Rulis - D.A. Davidson

Andrew Liesch - Piper Sandler

Damon DelMonte - KBW

Brian Martin - Janney Montgomery


Good morning and welcome to the MidWestOne Financial Group, Incorporated First Quarter 2020 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]

This presentation contains forward-looking statements relating to the financial condition, results of operations and business of MidWestOne Financial Group, Incorporated. Forward-looking statements generally include words such as believes, expects, anticipates, and other similar expressions. Actual results could differ materially from those indicated. Among the important factors that could cause actual results to differ materially are interest rates, changes in the mix of the company's business, competitive pressures, general economic conditions, and the risk factors detailed in the company's periodic reports and registration statements filed with the Securities and Exchange Commission. MidWestOne Financial Group, Incorporated undertakes no obligation to publicly revise or update these forward-looking statements to reflect events or circumstances after the date of this presentation.

After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to President and CEO, Charles Funk. Please go ahead.

Charles Funk

Thank you very much, Ian and welcome to everyone and thank you for joining us on the call this morning. I'm joined in Iowa City by Barry Ray, our Chief Financial Officer; Jim Cantrell, our Treasurer and Chief Investment Officer and Gary Sims, who's our Chief Credit Officer.

And I would begin by acknowledging what we all know

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