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Horizon Bancorp, Inc. (HBNC) CEO Craig Dwight on Q1 2020 Results - Earnings Call Transcript

May 02, 2020 11:36 AM ETHorizon Bancorp, Inc. (HBNC) Stock
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Horizon Bancorp, Inc. (NASDAQ:HBNC) Q1 2020 Earnings Conference Call April 30, 2020 8:30 AM ET

Company Participants

Craig M. Dwight - Chairman & CEO

Dennis J. Kuhn - EVP and Chief Commercial Banking Officer

James D. Neff - President

Mark E. Secor - EVP and CFO

Conference Call Participants

Nathan Race - Piper Sandler & Co.

Unidentified Analyst -

Brian Martin - Janney Montgomery Scott


Good morning, everyone and welcome to the Horizon Bancorp Conference call to discuss financial results for the three months ended March 31, 2020. Before turning the call over to management, I would like to remind everyone that today's call may contain forward-looking statements related to Horizon that may generally be identified as describing the company's future plans, objectives, or goals. Such forward-looking statements are subject to risks and uncertainties that could cause actual results or outcomes to differ materially from those currently anticipated. These forward-looking statements are made pursuant to the Safe Harbor provisions of the Private Securities Litigation Reform Act of 1995. For further information about the factors that could affect Horizon's future results, please see the company's most recent annual and quarterly reports filed on Forms 10-K and 10-Q. You should keep in mind that any forward-looking statements made by Horizon speak only as of the date on which they were made. New risks and uncertainties come up from time to time, and management cannot predict these events or how they may affect the company. Horizon has no duty to, and does not intend to, update or revise forward-looking statements after the date on which they are made.

To the extent non-GAAP financial measures are discussed on this call, comparable GAAP measures and reconciliations can be found in Horizon's April 29th news release, which is available on its website at horizonbank.com. Horizon also published an

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