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Lincoln National Corporation (LNC) CEO Dennis Glass on Q1 2020 Results - Earnings Call Transcript

May 08, 2020 3:15 AM ETLincoln National Corporation (LNC) Stock
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Lincoln National Corporation (NYSE:LNC) Q1 2020 Earnings Conference Call May 7, 2020 10:00 AM ET

Company Participants

Chris Giovanni - Investor Relations

Dennis Glass - President and Chief Executive Officer

Randy Freitag - Chief Financial Officer and Head, Individual Life

Conference Call Participants

Ryan Krueger - KBW

Jimmy Bhullar - JPMorgan

Tom Gallagher - Evercore

Humphrey Lee - Dowling & Partners

Suneet Kamath - Citi


Good morning and thank you for joining Lincoln Financial Group’s First Quarter 2020 Earnings Conference Call. [Operator Instructions] Now I’d like to turn the conference over to the Corporate Treasurer, Chris Giovanni. Please go ahead, sir.

Chris Giovanni

Thank you, operator. Good morning, and welcome to Lincoln Financial’s first quarter earnings call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, trends and market conditions, including comments about sales, deposits, expenses, income from operations, share repurchases and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from current expectations. These risks and uncertainties are described in the cautionary statement disclosures in our earnings release issued yesterday and our reports on forms 8-K and 10-Q filed with the SEC. These forward-looking statements are only made as of today, and we undertake no obligation to update or revise any of them to reflect events or circumstances that occur after this date.

We appreciate your participation today and invite you to visit Lincoln’s website, www.lincolnfinancial.com, where you can find our press release and statistical supplement, which include a full reconciliation to the non-GAAP measures used in the call, including adjusted return on equity and adjusted income from operations or adjusted operating income to their most comparable GAAP measures. A slide presentation, which provides

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