Yiren Digital's (YRD) CEO Ning Tang on Q2 2020 Results - Earnings Call Transcript

Aug. 28, 2020 2:23 AM ETYiren Digital Ltd. (YRD)
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Yiren Digital Ltd (NYSE:YRD) Q2 2020 Earnings Conference Call August 27, 2020 8:00 PM ET

Company Participants

Lydia Yu – Investor Relations

Ning Tang – Chief Executive Officer

Zhong Bi – Chief Financial Officer

Michael Ji – Chief Risk Officer

Conference Call Participants

Alex Ye – UBS

Daphne Poon – Citi


Ladies and gentlemen, thank you for standing by and welcome to Yiren Digital Second Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.

I would now like to hand the conference over to your first speaker today, Ms. Lydia Yu. Thank you. Please go ahead.

Lydia Yu

Thank you, and welcome to Yiren Digital's second quarter 2020 earnings conference call. Today's call features the presentation by the Founder, Chairman and CEO of CreditEase and CEO of Yiren Digital, Mr. Ning Tang; CFO of Yiren Digital, Mr. Zhong Bi; and CRO of Yiren Digital, Mr. Michael Ji.

Before beginning, we would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors that can cause actual results to differ materially from those contained in any such statement. Further information regarding potential risks, uncertainties or factors is included in Yiren Digital's filings with the U.S. Securities and Exchange Commission. Yiren Digital does not undertake any obligation to update any forward-looking statements, except as required under applicable law.

During the call, we will be referring to several non-GAAP financial measures and supplemental measures to review and assess our operating performance. These non-GAAP financial measures are not intended to be considered

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