Navient Corporation (NASDAQ:NAVI) Q4 2020 Results Earnings Conference Call January 27, 2021 8:00 AM ET
Company Participants
Nathan Rutledge - IR
Jack Remondi - CEO
Joe Fisher - CFO
Conference Call Participants
Sanjay Sakhrani - KBW
Bill Ryan - Compass Point
Rick Shane - JPMorgan
Arren Cyganovich - Citi
Vincent Caintic - Stephens
Mark DeVries - Barclays
Lee Cooperman - Omega Family Office
Lance Jessurun - Jefferies
Mark Hammond - Bank of America
Henry Coffey - Wedbush
Moshe Orenbuch - Credit Suisse
Operator
Thank you for standing by and welcome to Navient’s Fourth Quarter 2020 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] Thank you.
Mr. Nathan Rutledge, you may begin.
Nathan Rutledge
Thanks, Andrea. Good morning and welcome to Navient's fourth quarter 2020 earnings call. With me today are Jack Remondi, our CEO; and Joe Fisher, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind, our discussion will contain predictions, expectations, forward-looking statements and other information about our business that is based on management's current expectations as of the date of this presentation. Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors, including among other things, uncertainties associated with the severity, magnitude and duration of the COVID-19 pandemic and the related economic impact.
As reported previously, the work from home policies and travel restrictions that have been put in place have not negatively affected our ability to close our books and maintain our financial reporting systems, internal controls over financial reporting or disclosure controls and procedures. Please refer to the discussion of those factors on the Company’s Form 10-K and
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