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Yiren Digital Ltd. (YRD) CEO Ning Tang on Q4 2020 Results - Earnings Call Transcript

Apr. 02, 2021 1:14 AM ETYiren Digital Ltd. (YRD)
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Yiren Digital Ltd. (NYSE:YRD) Q4 2020 Earnings Conference Call April 1, 2021 8:00 AM ET

Company Participants

Lydia Yu – Investor Relations

Ning Tang – Executive Chairman and Chief Executive Officer

Mei Zhou – Chief Executive Officer of Yiren Credit

Na Mei – Chief Financial Officer

George Liu – Chief Risk Officer

Dennis Cong – Director of Yiren Digital

Yu Cong – Senior Vice President of Strategic Corporate Business Development and Director

Conference Call Participants

Matt Larson – National Securities


Good day, and thank you for standing by. Welcome to the Yiren Digital Fourth Quarter and Fiscal Year 2020 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to your first speaker today, Ms. Lydia Yu. Please take over, ma’am.

Lydia Yu

Thank you, and welcome to Yiren Digital’s Fourth Quarter and Fiscal Year 2020 Earnings Conference Call. Today’s call features a presentation by the Founder, Chairman and CEO of CreditEase and CEO of Yiren Digital, Mr. Ning Tang; CEO of Yiren Credit, Ms. Mei Zhou; and CFO of Yiren Digital, Mr. Na Mei. And CRO of Yiren Digital, Mr. George Liu; and Mr. Dennis Cong, Director of Yiren Digital, will join the presenters in the Q&A session. Before beginning, we would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995.

Such statements are subject to risks, uncertainties and factors that can cause actual results to differ materially from those contained in any such statements. Further information regarding potential risks, uncertainties or factors is included in Yiren Digital’s filings with the U.S. Securities and Exchange Commission. Yiren Digital does not undertake any obligation to update any forward-looking statements as required under applicable law. During the call, we will be referring to several

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