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Home Bancorp: Earnings Growth Likely Due To Loan Expansion, Credit Cost Normalization

Apr. 09, 2021 4:59 AM ETHome Bancorp, Inc. (HBCP)1 Comment
Sheen Bay Research profile picture
Sheen Bay Research


  • The vaccine rollout and consequent pickup in economic activity in Louisiana and Mississippi will likely drive credit demand.
  • The loan loss reserve is already high enough to cover potential loan impairments in the year ahead. As a result, the provision expense will likely return to the pre-pandemic level.
  • The year-end target price suggests a high upside from the current market price. Additionally, Home Bancorp is offering a modest dividend yield.

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Earnings of Home Bancorp, Inc. (NASDAQ: NASDAQ:HBCP) will likely trend upwards this year mostly due to the vaccine-driven improvement in credit demand. Further, the provision expense will likely return to a pre-pandemic level as Home Bancorp

This article was written by

Sheen Bay Research profile picture
Around 10 years of experience covering Banks and Macroeconomics. Passionate about discovering lucrative investments and generating alpha.

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Comments (1)

abdulmoiz1254 profile picture
I like it
Am buying
HOPE I already have
HOME I'll purchase today
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