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AMERISAFE, Inc. (AMSF) CEO Janelle Frost on Q1 2021 Results - Earnings Call Transcript

May 01, 2021 7:32 AM ETAMERISAFE, Inc. (AMSF)
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AMERISAFE, Inc. (NASDAQ:AMSF) Q1 2021 Earnings Conference Call April 30, 2021 10:30 AM ET

Company Participants

Vincent Gagliano - EVP and Chief Risk Officer

Janelle Frost - President and Chief Executive Officer

Neal Fuller - Chief Financial Officer

Conference Call Participants

Matt Carletti - JMP Securities

Mark Hughes - Truist Securities

Randy Binner - B. Riley Securities


Good day, everyone, and welcome to the AMERISAFE 2021 First Quarter Earnings Conference Call. [Operator Instruction] At this time, I would like to turn the conference over to Vincent Gagliano, Chief Risk Officer. Please go ahead.

Vincent Gagliano

Good morning. Welcome to the AMERISAFE 2021 First Quarter Investor Call. If you have not received the earnings release, it is available on our website at www.amerisafe.com. This call is being recorded. A replay of today's call will be available. Details on how to access the replay are in the earnings release.

During this call, we will be making forward-looking statements. These statements are based on current expectations and assumptions that are subject to various risks and uncertainties. Actual results may differ materially from the results expressed or implied in these statements if the underlying assumptions prove to be incorrect or as the results of risks, uncertainties and other factors, including factors discussed in today's earnings release, in the comments made during this call and in the Risk Factors section of our Form 10-K, Form 10-Qs and other reports and filings with the Securities and Exchange Commission. We do not undertake any duty to update any forward-looking statements.

I will now turn the call over to Janelle Frost, AMERISAFE's President and CEO.

Janelle Frost

Thank you, Vincent, and good morning, everyone. Since our February earnings call, the level of competition in workers' compensation has not changed. Approved loss costs continue to decrease, albeit at a slower rate of decline. There are reports of

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