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Horizon Bancorp Inc. (HBNC) CEOCraig Dwight on Q1 2021 Results - Earnings Call Transcript

May 03, 2021 2:36 AM ETHorizon Bancorp, Inc. (HBNC)
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Horizon Bancorp Inc. (NASDAQ:HBNC) Q1 2021 Earnings Conference Call April 29, 2021 8:30 AM ET

Company Participants

Craig Dwight – CEO

Mark Secor - CFO

Dennis Kuhn - EVP & Chief Commercial Banking Officer

Conference Call Participants

Nathan Race - Piper Sandler

Terry McEvoy - Stephens

Brian Martin - Janney


Good morning, everyone, and welcome to the Horizon Bancorp Conference Call to discuss financial results for the three months ended March 31, 2021. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. Before turning the call over to management, please remember that today's call may contain statements that are forward-looking in nature. These statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from those discussed, including those factors noted in the slide presentation.

Additional information about factors that could cause actual results to differ materially is contained in Horizon's current 10-K and later filings. In addition, management may refer to certain non-GAAP financial measures that are intended to help investors understand Horizon's business. Reconciliations for these measures are contained in the presentation. The company assumes no obligation to update any forward-looking statements made during the call. If anyone does not already have a copy of the press release and supplemental presentation issued by Horizon yesterday, you can access it at the company's website, www.horizonbank.com.

Representing Horizon today are Chairman and Chief Executive Officer, Craig Dwight; and Executive Vice President and Chief Financial Officer, Mark Secor. They will be joined by Executive Vice President and Chief Commercial Banking Officer, Dennis Kuhn, for the question-and-answer session. At this time, I'd like to turn the call over to Horizon’s Chairman and CEO, Craig Dwight.

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