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Sterling Bancorp, Inc. (Southfield, MI) (SBT) CEO Tom O'Brien on Q3 2021 Results - Earnings Call Transcript

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Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT) Q3 2021 Earnings Conference Call November 1, 2021 11:00 AM ET

Company Participants

Tom O'Brien - Chairman, CEO and President

Karen Knott - Executive Vice President and CFO

Conference Call Participants

Ben Gerlinger - Hovde Group

Nick Cucharale - Piper Sandler

Ross Haberman - RLH Investments


Good morning everyone. Thank you for joining us today to discuss Sterling Bancorp's Financial Results for the Third Quarter September 30, 2021. Joining us today from Sterling's management team are Tom O'Brien, Chairman, CEO, and President; and Karen Knott, Chief Financial Officer and Treasurer.

Tom will discuss the third quarter results and then we'll open the call to your questions. Before we begin, I'd like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties. Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements. These factors are discussed in the company's SEC filings, which are available on the company's website. The company disclaims any obligation to update any forward-looking statements made during the call.

Additionally, management may refer to non-GAAP measures which are intended to supplement but not substitute for the most directly comparable GAAP measures. The press release available on the website contains the financial and other quantitative information to be just discussed today, as well as the reconciliation of the GAAP to non-GAAP measures. At this time, I'd like to turn the call over to Tom O'Brien. Tom?

Tom O'Brien

Great, thank you. Good morning, everyone and welcome to our third quarter earnings call. I’m joined this morning by our newly appointed CFO, Karen Knott, Karen brings a long experience with Sterling to us and I look forward to working together.

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