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The Bank of Nova Scotia (BNS) Presents at NBF 20th Annual Financial Services Conference (Transcript)

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The Bank of Nova Scotia (NYSE:BNS) NBF 20th Annual Financial Services Conference March 22, 2022 9:45 AM ET

Company Participants

Dan Rees - Group Head, Canadian Banking

Conference Call Participants

Gabriel Dechaine - National Bank Financial

Gabriel Dechaine

All right. Thank you for coming to our next session. I’d like to present Dan Rees, Group Head of Canadian Banking at Scotiabank. Thanks for joining us, Dan. I appreciate the visit.

And before I get the Q&A going -- or the formal questions anyway, if you have any -- just an overview of the business, how you’re seeing your business evolving in the current landscape, that would be a good way to start, I think.

Dan Rees

Sure, happy to. I don’t know for those who have dialed in, this room is packed. So, first of all, for those who are thinking, are people interested in getting back to the office, this is kind of evidence for us right here. Look, I think -- from my perspective, I think the Bank in general has been really pleased with how the Canadian bank has performed over the last couple of years. I’m pleased to sit here with another good quarter under our belt. But I think much of the reason for that is the business had a bit of work to do a few years ago. We lost our footing in a couple of key areas. Mortgages and commercial stand out as big examples. And so, I’m pleased to say, the turnaround that you’ve seen over the last couple of years has also now turned into a bit of a growth story. So, very pleased to see our operating leverage performance for several quarters in a row.

And the big things are working. I called out mortgages and commercial, but we’re seeing credit cards

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