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HDFC Bank: Turning A New Chapter Post RBI Restrictions

Apr. 04, 2022 3:18 PM ETHDFC Bank Limited (HDB)3 Comments
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  • HDFC Bank is now in the clear as the RBI lifts its digital restrictions after a 15-month wait.
  • The bank has taken steps to significantly upgrade its tech stack and governance, leaving it in better shape to unlock further growth.
  • For a bank sustaining high-teens ROE and positioned for post-COVID tailwinds, the current valuation is attractive.

HDFC Bank - An Indian Bank

naveen0301/iStock Unreleased via Getty Images

With the Reserve Bank of India (RBI) finally lifting restrictions on the launch of HDFC Bank's (NYSE:HDB) digital initiatives (~15 months after imposing these restrictions in Dec 2020), the bank's long-term growth story looks to have

HDFC Bank NIM and Asset Quality

JP Research, HDFC Bank Disclosures, Author

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