Ameris Bancorp (ABCB) Q3 2022 Earnings Call Transcript

Oct. 28, 2022 1:54 PM ETAmeris Bancorp (ABCB)
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QCR Holdings, Inc. (NASDAQ:ABCB) Q3 2022 Earnings Conference Call October 28, 2022 9:00 AM ET

Company Participants

Palmer Proctor - CEO

Nicole Stokes - CFO

Jon Edwards - Chief Credit Officer

Conference Call Participants

Kevin Fitzsimmons - D.A. Davidson Companies

Brady Gailey - KBW

Jennifer Demba - Truist Securities

David Feaster - Raymond James

Christopher Marinac - Janney Montgomery Scott

Operator

Hello, everyone, and thank you for joining the Ameris Bancorp Third Quarter 2022 Conference Call. My name is Darius, and I'll be the operator for today. [Operator Instructions]. I now have the pleasure of handing over to your host, Nicole Stokes, Chief Financial Officer. Please go ahead, Nicole. Nicole, you may begin.

Nicole Stokes

Thank you, Darius, and thank you to all who’ve joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com. I'm joined by Palmer Proctor, our CEO; and Jon Edwards, our Chief Credit Officer. Palmer will begin with some opening general comments, and then I will discuss the details of our financial results, before we open it up for the Q&A.

But before we begin, I'll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties. The actual results could vary materially. We list some of the factors that might cause results to differ in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements as a result of new information, early developments, or otherwise, except as required by law. Also, during the call, we will discuss certain non-GAAP financial measures in reference to the company's performance. You can see our reconciliation of these measures and GAAP financial measures in the appendix to our presentation.

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