Canadian Western Bank (CBWBF) Q4 2022 Earnings Call Transcript

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Canadian Western Bank (OTCPK:CBWBF) Q4 2022 Earnings Conference Call December 2, 2022 10:00 AM ET

Company Participants

Patrick Gallagher - Vice President, Strategy and Investor Relations

Chris Fowler - President and Chief Executive Officer

Matt Rudd - Chief Financial Officer

Conference Call Participants

Doug Young - Desjardins Capital Markets

Gabriel Dechaine - National Bank Financial

Meny Grauman - Scotiabank

Sohrab Movahedi - BMO Capital Markets

Darko Mihelic - RBC Capital Markets

Lemar Persaud - Cormark Securities

Mike Rizvanovic - KBW

Stephen Boland - Raymond James

Paul Holden - CIBC Capital Markets

Joo Ho Kim - Credit Suisse

Operator

Good morning. My name is Michelle, and I will be your conference operator today. At this time, I would like to welcome everyone to CWB’s Fourth Quarter and Fiscal 2022 Financial Results Conference Call and Webcast. [Operator Instructions]

Mr. Patrick Gallagher, you may begin your conference.

Patrick Gallagher

Thank you, Michelle. Good morning and welcome to our fourth quarter financial results conference call. My name is Patrick Gallagher and I am the Vice President, leading our Strategy and Investor Relations team.

I would like to remind listeners and webcast participants that statements about future events made on this call are forward-looking in nature and based on certain assumptions and analysis made by management. Actual results could differ materially from expectations due to various risks and uncertainties associated with CWB’s business. Please refer to our forward-looking statement advisory on Slide #2. The agenda for today’s call is on the third slide. Presenting to you today are Chris Fowler, our President and Chief Executive Officer; and Matt Rudd, our Chief Financial Officer. Following their presentations, we will open the lines for a question-and-answer session.

I will now turn the call over to Chris who will begin his discussion on Slide 4.

Chris Fowler

Thank

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