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Peoples Bancorp Inc. (PEBO) Q4 2022 Earnings Call Transcript

Jan. 24, 2023 2:56 PM ETPeoples Bancorp Inc. (PEBO)
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Peoples Bancorp Inc. (NASDAQ:PEBO) Q4 2022 Earnings Conference Call January 24, 2023 11:00 AM ET

Company Participants

Chuck Sulerzyski - President and CEO

Katie Bailey - CFO and Treasurer

Conference Call Participants

Brendan Nosal - Piper Sandler

Ben Gerlinger - Hovde Group

Michael Perito - KBW

Terry McEvoy - Stephens

Manuel Navas - D. A. Davidson


Good morning, and welcome to Peoples Bancorp Inc. Conference Call. My name is Betsy, and I will be your conference facilitator. Today's call will cover a discussion of the results of operations for the quarterly and fiscal year ended December 31, 2022. Please be advised that all lines have been placed on mute to prevent any background noise. After the speakers’ remarks there will be a question and answer period. [Operator Instructions]

This call is also being recorded. If you object to the recording, please disconnect at this time. Please be advised that the commentary in this call will contain projections or other forward-looking statements regarding Peoples' future financial performance or future events. These statements are based on management's current expectations. The statements in this call, which are not historical facts, are forward-looking statements and involve a number of risks and uncertainties detailed in Peoples' Securities and Exchange Commission filings.

Management believes, the forward-looking statements made during this call are based on reasonable assumptions within the bounds of their knowledge of Peoples' business and operations. However, it is possible actual results may differ materially from these forward-looking statements. Peoples disclaims any responsibility to update these forward-looking statements after this call, except as may be required by applicable legal requirements.

Peoples' fourth quarter 2022 earnings release was issued this morning and is available at peoplesbancorp.com under Investor Relations. A reconciliation of the non-Generally Accepted Accounting Principles, or GAAP, financial measures discussed during this call to the most directly

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